Home Buying in 08054>Question Details

Doris, Home Buyer in Medford, NJ

Are home buyers responsible for Termite inspections in state of New Jersey?

Asked by Doris, Medford, NJ Sun Mar 16, 2008

Help the community by answering this question:


Yes buyers are generally responsible for termite inspections. I recommend you have a professional from a pest control company do the inspection. Typically,. sellers pay any treatment, but any contract can be negotiated.
2 votes Thank Flag Link Tue Mar 18, 2008
Deborah Madey, Real Estate Pro in Brick, NJ
Hi Doris,

I see that you are from Medford. The Agreement of Sale that is used by Realtors in Burlington County states the buyer is responsible for obtaining and paying for the termite inspection. The seller is responsible for any treatment and possible damage up to specific dollar amount that is filled in on the Agreement. If the treatment and/or damage exceed that amount, the seller has the option to void the contract. Most sellers will pay for the treatment and repairs because this will now have to be disclosed to the next buyers.

I would strongly urge you to use a "termite" inspector not a home inspector. Most home inspectors are certified to check for termites but their company usually cannot do the treatment and/or repairs. More importantly, if they do not find termites, most home inspectors do not offer any type of warranty. A local and reputable termite company will usually give you a one year warranty which is renewable at the end of that year. Also, I feel that a termite inspector is more knowledgeable with respect to all types of wood-boring insects. The going rate is $75.00 for this service and warranty, well worth the peace of mind.

Good luck,

Rosanne Gentile
Broker - Sales Associate
Weichert, Realtors
856 235-1950 x 140
609 680-8490 cell
2 votes Thank Flag Link Sun Mar 16, 2008
Yes, the buyer is responsible for the cost of the termite inspection because it is the buyer's mortgage lender that requires the inspection be done.
1 vote Thank Flag Link Wed Jan 4, 2012
Hi Doris.

Termite inspections are a part of the buyer's inspection and typically if termite and/or termite damage is found - the seller usually pays for the treatment and/or remediation of any termite damage.

Gina Chirico
973-228-1000 ext 132
1 vote Thank Flag Link Sun Mar 16, 2008
Yes, it is usually done as part of your home inspection.
Web Reference: http://www.marcpaolella.com
1 vote Thank Flag Link Sun Mar 16, 2008
Yes, typically the buyers are responsible for the termite inspection in NJ. However, with VA the seller is responsible.
0 votes Thank Flag Link Sun Mar 15, 2015
Buyers are responsible for most inspections, yes. There are several inspections that are required by most states, I would look into that for the area you are buying in. I hope the termite inspection went well for you!
Mark Leach | http://affordableautoservicecenter.com
0 votes Thank Flag Link Thu Dec 11, 2014
no buyers and sellers can agree on all terms of the transaction.
0 votes Thank Flag Link Wed May 28, 2014
If you plan on obtaining a mortgage, a termite inspection is only required if it is a VA Loan; at least with the lenders I work with. If it is a VA Loan it's important to note that the SELLER must pay for this, not the buyer. The only other way a termite inspection would be required is if the appraiser made a note of damage / possible infestation within the appraisal report as it would be given a "subject to repairs."

Kind regards,

Paul F. Marzolla
Senior Vice President
(201) 957-6768
Licensed by the New Jersey Department of Banking
Member of the National Association of Mortgage Professionals
Web Reference: http://www.PaulMarzolla.com
0 votes Thank Flag Link Mon May 5, 2014
Hi Doris,
It depends on how your contract reads. If your contract states "As Is", then you may be responsible for all inspections, plus the costs of repairs. Be sure to consult with a good real estate attorney to help you understand your contract.

DeKarla Guice-Armstrong
Sales Associate, GRI
Weichert, Realtors
Office: 856-596-0008 x 141
Cell: 856-520-4959
0 votes Thank Flag Link Mon Mar 31, 2014
i'm buyn a property as is.and is a cash deal. I have a termite inspection by a company which I paid for,they found termites damage.who is going to pay for the treatment and the repairs?
0 votes Thank Flag Link Fri Feb 21, 2014
can you share the termite inspection company you used?
Flag Mon Nov 2, 2015
Purchasing a property "as is" means you are liable for all inspections and repairs. Your contract could be written to give you an out if those repairs exceed a certain amount of money. This would need to be discussed with your agent.
Flag Fri Apr 11, 2014
if your contract says "as is", and doesn't give you a way out following inspections, then you're stuck paying for it....to be sure, speak with a real estate attorney
Flag Fri Feb 21, 2014
Yes. Typically, it will be priced $40-$80 and some home inspection companies also provide those services.
0 votes Thank Flag Link Sun Apr 29, 2012
Are home buyers responsible for Termite inspections in state of New Jersey?

If a buyer is not getting financing then a termite inspection is not necessary (BUT one should be completed).

Who is responsible for ordering a termite and having a qualified professional preform the test is absolutely NEGOTIABLE. The buyer may "traditionally" be the one who orders it but it is NEGOTIABLE.

0 votes Thank Flag Link Thu Jul 16, 2009
Please read Rosanne's answer below. She is absolutely right about which inspector to choose. I always encourage my clients to have the wood boring insect inspection performed by a licensed pest management company (exterminator) not a general home inspector for the reasons Rosanne cited.
Normally the wood boring inspection is paid by the buyer; however, if you are obtaining a VA loan, the seller must pay. Due to government regulations in regard to VA loans, veterans are not permitted to pay. The VA buyer still chooses the company/inspector.

Good luck to you!
0 votes Thank Flag Link Wed Mar 26, 2008
The buyer usually pays for the termite cert, yes as part of the home inspection. Which is done in a few different ways, some home inspectiors do it themsleves and some call in professional termite people at a sererate charge.

Either way, the buyer pays for it.
0 votes Thank Flag Link Sun Mar 16, 2008
Dear Doris,
Usually a termite and pest inspection are part of a home inspection,which is paid for by the buyer.. Most lenders require it for your mortgage. If there is a problem, usually the lawyers work out the terms, and most often, the repair is paid for by the seller. However, anything is negotiable, so it isn't finalized until it is worked out.
Sharon Kozinn
Web Reference: http://www.sharonkozinn.com
0 votes Thank Flag Link Sun Mar 16, 2008
It's an interesting way to ask this question.
I'd suggest that as a buyer, you should always keep in mind the phrase Caveat Emptor.
Here's the wikipedia for you:
Caveat emptor is Latin for "Let the buyer beware". Generally caveat emptor is the property law doctrine that controls the sale of real property after the date of closing.

Too many people, in my humble opinion, get hung on the notion of 'who's responsible' as if pending litigation is inevitable.

To Marc's point earlier, buyer's should always get a professional home inspection. The home inspector experienced in NJ would know that Termite damage is one of many common things to cover and a pro-active approach on your part will protect your interests.
Don't ever rely on the word of a seller and expect them to disclose an issue that might have a potential negative impact on your investment.
Web Reference: http://www.boulder-buzz.com
0 votes Thank Flag Link Sun Mar 16, 2008
Yes the pest inspections are a part of the buyers responsibilities. If the home comes back with infestation or damage or both it gives the buyer the power to make a better decision on whether to continue with the pursuit of the property.

Bill Rich

Mortgage Loan Originator
NMLS# 203704
700 East Gate Drive, Suite 400
Mount Laurel, NJ 08054
Office:866-312-6682 Ext:4234
Ph: 856-437-8029
Fx: 866-640-0198
Flag Fri Jun 27, 2014
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