Foreclosure in Florida>Question Details

Missykitty, Other/Just Looking in Florida

Hi - I just leased an expensive property for a year. I have a strange feeling about the guy and he's very

Asked by Missykitty, Florida Fri Mar 14, 2008

evasive when asked a direct question. He moved to another state, but did not tell me his new address. I am to make my lease payments by direct deposit into his account. How can I find out if this property is actually facing foreclosure without my knowing it?

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You can probably find the local tax assessors web site online by doing a Google search for (insert county) tax assessor. On that site, there should be an area where you can type in the address of this property. Once you find the specific property, it should say the owner's name AND the lender's name and address. You can then contact the lender directly.

If you can't search by address, you should be able to search by the owner's name, until you find the property address, then the lender's info. I don't know if the lender will be able to provide the info to someone who is not the owner, so you're probably going to have to be very persuasive. I would explain the situation in full and not stop until I had an answer.

I'd also try to find out if there's a 2nd mortgage on the property. That information is not likely to show up on the tax assessor's web site. But the 1st mortgage holder may know.

If all else fails, consult a real estate attorney or real estate title company and have them search the deed.
0 votes Thank Flag Link Fri Mar 14, 2008
I just went through the same thing in the bay area. I was about to rent a 1.3MM house that had been for sale for over 1 year. I then found out it was a pre-foreclosure through my own research, and there were previous tenants who received an eviction notice from the bank. The owner of the house told my realtor that it was a mistake and gave some song and dance about the title company messing something up.

I decided not to rent the house for fear of being evicted and having all of my money stolen since he also wanted a hefty security deposit with a 15k move in.
0 votes Thank Flag Link Fri Mar 14, 2008
go to the county clerk/courthouse. ask them for this info. the foreclosure process is all about court...go there...learn.
0 votes Thank Flag Link Fri Mar 14, 2008
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