Otherwise, your looking at 3 years minimum for you to be eligible again for an FHA loan. it would be 2 years if you only had the bankruptcy without the foreclosure.
I'm sorry to hear this, but you're in a tough situation right now because of the foreclosure, then the BK ...
First thing you need to do is check with FICO.com or free credit report.com or any of the good services out there and "hook-up" for the monthly service because of the many changes that will go on ... so you need to read it -and- understand it now, and 10 months from now.
For starters under the new BK laws, your past and current creditors will and can still go after their loss revenue, so you have no idea of what that shadow will look like ..
.. your credit report might show certain accounts charged off, some might even show current, others could be "frozen" in time and reactivate it 22 months then show a $9,000 charge-off in 30 days, it's common .. I've seen folks with perfect credit denied a closing 2 days away because the lender pulled a universal revue (most lenders do it) and their a credit report showed a bad account that wasn't really there ...
The point is, unless you get your credit in-check ... you could be 8 or 10 years out.