This sounds like a foreclosure or estate sale. In the state of IL the owner of the house provides the Sellers Disclosure. If there is no "owner", like a bank entitiy or an attorney working for a trust, no disclosure is needed/provided by law. No survey is provided for the same reason, the "seller" does not want to give notice to fence lines, etc for the house. Even though the bank is the owner, they are a business entity that has never lived in the house or cannot provide much factual information on the house or lot lines. These homes are usually as-is so a disclosure & survey can be the least of your problems! Better get a preinspection of the home before you buy it. Make sure you know what you are getting yourself into first!