Foreclosure in Michigan>Question Details

Eric, Home Buyer in Livonia, MI

My landlord allowed the home I am leasing go un redeemed during its redemption period.

Asked by Eric, Livonia, MI Thu Mar 6, 2008

Unfortunately my realtor and lawyer are telling me different things. The lawyer says that in MI the bank will need to evict me through court action while my realtor says that they can lock me out immediately. Does anyone know who is correct? I'm closing on a home in two weeks and the bank will not discuss anything with me, I'm terrified that I will lose everything. (I am starting to move things to a storage locker but am no where near being done.

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Eric, I would also think that your attorney is correct. However, if your attorney is not well versed in real estate law, I would suggest you talk to one that is. Better to be safe than sorry. I am a little torn on the answer. I have seen where banks have change the locks...I know because I am showing them using a lock box... and I see an eviction notice on the door to remove personal property. Of course maybe that is because the sellers who lost the home in foreclosure were not there when that was posted and the note never got taken down. Not 100% sure.

It would certainly seem that you would receive some form of notice to. I think it is good that you start moving your things just in case.

I hope this information helps! Best Wishes to you!
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0 votes Thank Flag Link Thu Mar 6, 2008
Eric, I'm sorry for your unfortunate experience. I would tend to believe your attorney especially if they are experienced with real estate law.

Moving items to a storage locker sounds like a very reasonable move to me. Better safguard your belongings than find them on the street.

Just to ask, did you receive a notice to quit or did your attorney send notice to the bank?
0 votes Thank Flag Link Thu Mar 6, 2008
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