Your question has received good answers - get a lawyer - this may actually help you.
Eagle Nationwide Mortgage Company Thomas.Stevens@ENMCdirect.com
I actually attended a meeting last week that addressed this very issue. My advice, speak to a real estate attorney.
Sosa Law Office, (813-681-5640), is the attorney's office that held the meeting. I do not know what they can or cannot do for you, but maybe they can at least point you in the right direction.
Donna Crane, USAF Vet
Real Estate Professional