Relax, thatâ€™s number 1. Can you afford the current loan? Is this the problem? Donâ€™t understand. Is the loan an adjustable, what is the panic? You need to look at the loan you have and determine if there may be a negligence problem or compliance violation. Did you fall behind or what? If you cannot afford the loan you have grounds to rescind it. Now that doesnâ€™t mean you will walk away with no MORE LOAN , but - - - if negligence can be determined, then you may get that nasty financing to be reduced by 50% or more.
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