Home Buying in 32162>Question Details

Gary Peppler, Home Buyer in 48236

How much is the typical homeowners insurance on a 200,000 home in the villages?

Asked by Gary Peppler, 48236 Mon Feb 4, 2008

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5
Anywhere from $550 to $800 depending on which company you go with. This includes 2% deductable huricane coverage
0 votes Thank Flag Link Mon Dec 31, 2012
I strongly recommend using Triple AAA. They have saved me over $1000.00 from State Farm who I had for many years. Call me and I can give you my contact. Good luck! Ken Weber REALTOR ERA Tom Grizzard 352-396-0789
0 votes Thank Flag Link Fri Dec 28, 2012
In addition to the prior answers, I'd like to add that the factors that determine the cost are : Amount of coverage, type of construction, age of the house, available fire protection(how close to fire hydrant), your deductible and riders to the policy.
0 votes Thank Flag Link Wed Jul 21, 2010
Hi Gary, Insurance can be a "problem" in Florida as insurance companies will only insure so many homes in a given area so that if a storm, etc, hits a particular area the insurance company isn't "wiped out". But, that being said we do have many companies to choose from it just depends which are at saturation point in The Villages and which have openings. Usually yearly premiums average $1100-$1200 . If I can be of further help please let me know. Are you planning to purchase something in the future. And, have you established yourself with a Realtor yet? Two types of agents cover The Villages, Realtors members of the National Association of Realtors and the Multiple Listing Service and The Villages sales agent who work directly for and on behalf of The Villages. Looking forward to meeting you. Lavae Dierker 352-205-3473
0 votes Thank Flag Link Wed Jun 24, 2009
1100 and coming down. HOI is starting to fall in that area, maybe even less.
0 votes Thank Flag Link Thu Jun 5, 2008
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