Property Q&A in Lake Elsinore : Blogs

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Manny Ortuno, Real Estate Pro in Temecula, CA
WASHINGTON — Average U.S. long-term mortgage rates continued to tick down this week, remaining close to yearlong lows.Mortgage company Freddie Mac says the nationwide average for a 30-year mortgage slipped… Read more
Blogged Fri Nov 21, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Lowball appraisals can kill deals. Here are the top ways to keep your home's look, feel and condition as updated and cared-for as possible.While on a business trip, I called my wife to inform her the appraiser… Read more
Blogged Mon Sep 22, 2014 by Manny Ortuno Market Conditions Home Selling Property Q&A
Manny Ortuno, Real Estate Pro in Temecula, CA
Rates are low, yet sellers are still reducing list prices. Is this a normal market?There has long been a saying in the real estate market that potential homebuyers don't buy according to the home price… Read more
Blogged Thu Sep 11, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Can't put 20 percent down? You still have options for affording a home loan.Looking to get your foot in the door (of your new home)? If you're a renter who's tired of paying someone else's mortgage, now… Read more
Blogged Wed Aug 27, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
The average interest rate on a 30-year fixed mortgage is 4.12 percent, Freddie Mac says.The average rate for a 30-year fixed-rate mortgage declined to 4.12 percent in the week that ended Aug. 14 from 4.14… Read more
Blogged Fri Aug 15, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Top 5 Ways To Boost Your Credit ScoreDon't let your less-than-stellar credit score get you down. Instead, check out these 5 crucial steps to raise your score:1. Monitor your credit. You can't boost your… Read more
Blogged Tue Aug 12, 2014 by Manny Ortuno Home Buying Property Q&A Credit Score
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Manny Ortuno, Real Estate Pro in Temecula, CA
Seventy percent of Fannie Mae survey respondents say now is a good time to buy a home.After housing woes shocked the economy in 2008, consumers are slowly becoming more confident about the housing market.According… Read more
Blogged Wed Jul 30, 2014 by Manny Ortuno Market Conditions Home Buying Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
The average interest rate on a 30-year fixed mortgage is the same as last week, Freddie Mac says.U.S. mortgage rates were little changed, keeping borrowing costs close to the lowest this year as housing… Read more
Blogged Mon Jul 28, 2014 by Manny Ortuno Market Conditions Home Buying Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Thinking about selling your home? See what determines your property's market value. While home sellers hope to get top dollar for their property – and some have an inflated idea of what to expect –… Read more
Blogged Wed Jul 23, 2014 by Manny Ortuno Market Conditions Home Selling Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
A recent FHA program creates opportunities for borrowers who lost their homes because of lost income.Linda Van Doren works at a Tampa, Florida, area housing counseling center, but back in 2007 the center… Read more
Blogged Wed Jul 2, 2014 by Manny Ortuno Home Buying Foreclosure Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Buying a home can be overwhelming, especially for first-time buyers who might be unfamiliar with all of the detailed steps involved in the process. But investing time now to sort out your goals and devise… Read more
Blogged Tue Jun 10, 2014 by Manny Ortuno Market Conditions Home Buying Property Q&A
Manny Ortuno, Real Estate Pro in Temecula, CA
With stretched finances, you might be placed in the uncomfortable position of having to select which bills to prioritize. Can one missed mortgage payment impact your credit? It most definitely can, depending… Read more
Blogged Thu Jun 5, 2014 by Manny Ortuno Home Buying Property Q&A Credit Score
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Manny Ortuno, Real Estate Pro in Temecula, CA
The numbers from the housing sector by and large have been weaker than originally expected during the first months of 2014. A new, revised 2014 outlook from Freddie Mac is out, and we have compared it… Read more
Blogged Fri May 23, 2014 by Manny Ortuno Home Selling Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Mortgage rates have stayed low far longer than most experts had expected, and could just stay this way for, well, some time. Does it make sense, then, for homeowners to make extra principal payments?… Read more
Blogged Wed Apr 2, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
U.S. mortgage rates for 30-year loans fell for the first time in four weeks, decreasing borrowing costs for homebuyers as the recovery in prices stretched into 2014.  The average rate for a 30-year fixed… Read more
Blogged Tue Mar 11, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
Spring signals the start of two hallowed seasons: home buying and baseball.  Like the national pastime, purchasing a home supposedly comes with its own set of “unwritten rules.” Conventional wisdom… Read more
Blogged Wed Feb 19, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
With the housing market improving in some regions of the country, many people are becoming new homeowners.  If you’re among the new property owners, congratulations. You’ve just taken… Read more
Blogged Thu Jan 30, 2014 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
The surefire way to protect your investment in your home and its contents from damage or destruction is by purchasing homeowners insurance.  But there is no one-size-fits-all approach to shopping for… Read more
Blogged Wed Jan 29, 2014 by Manny Ortuno Market Conditions Property Q&A Home Insurance
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Manny Ortuno, Real Estate Pro in Temecula, CA
Have you found the home you want to buy? The next step is to write an offer. Use the following negotiation techniques to reach an agreement with the seller. What does a purchase offer consist of? A purchase… Read more
Blogged Tue Dec 17, 2013 by Manny Ortuno Home Buying Financing Property Q&A
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Manny Ortuno, Real Estate Pro in Temecula, CA
1. Consider the comps Comps" are comparable homes in your neighborhood that were for sale, recently sold or are currently for sale. Comps are the most important factor in pricing your home. Consider comps… Read more
Blogged Fri Dec 6, 2013 by Manny Ortuno Market Conditions Home Selling Property Q&A
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