Home Buying in Austin>Question Details

Jtex, Both Buyer and Seller in Austin, TX

is there a home warranty company in texas that covers preexisting conditions?

Asked by Jtex, Austin, TX Thu Jan 24, 2008

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11
Hi Jtex, If you purchased a home and something was not working at the time then, probably not.
You would need to be more specific for me to answer. Best wishes, Laura Rosales
0 votes Thank Flag Link Sat May 11, 2013
I don't believe any home warranty company covers known pre-existing conditions. Otherwise someone with a failed system would simply buy a $400 warranty to cover a $4500 A/C.

Landmark Home Warranty has the best reputation for customer service and fulfilling their warranty agreement. They cover unknown pre-existing conditions, which covers an issue that occurred prior to coverage but wasn't detected, or wouldn't have been detected with a reasonable inspection.

I have a Landmark warranty on all three of my properties, and have used them for several years. Not everything that happened was covered, but they more than paid for themselves with the items that were.
0 votes Thank Flag Link Fri May 10, 2013
It's very disingenuous that Mike Anderson who is Chief Marketing officer for Landmark Home Warranty is posting as a customer. I know this because I am researching which company I want to got with. LHW was one of three I boiled down to. I am taking it off my list now. I understand trolling marketing tactics but I don't have to like them.
http://www.linkedin.com/in/mikeander?_mSplash=1
Flag Mon Feb 10, 2014
http://www.landmarkhw.com is the website for Landmark Home Warranty
Flag Sun May 12, 2013
It depends on if the condition is known at the time of the purchase of the home warranty. If you buy a home (or a home warranty), and then later discover a problem that you didn't know about when you bought the coverage, then depending on the problem, it might be covered.

Some things aren't covered, ever, regardless of when they became known.

I have had great luck with American Home Shield for myself and my clients.

Alison Shuman
(512) 585-4758
0 votes Thank Flag Link Sun May 15, 2011
Lisa Hunt I would like your list of home warranty companies !! I need preexisting conditions
my email is stacyfox38@yahoo.com

TY.
0 votes Thank Flag Link Sat May 14, 2011
I think a better answer can be given if we know a little more, otherwise you will spend your time on the phone with a pletura of different home warranty builders. Bruce said it best, KNOWN issues are hard to cover. Also, are you planning on selling your home? If so, then some of these companies have coverage that you can purchase as a seller to cover you while you are selling your home.
0 votes Thank Flag Link Fri Jan 25, 2008
Nations Home Warranty has a similar coverage as AHS. For an extra $79 they cover the following:

$250 Permits (per occurrence)
$250 Code Violations (per contract term)
Improper Installation, Repair Modification
Unknown Pre-Existing Conditions
Refrigerant Revocery and Disposal
Mismatched Systems
Removal of Defective Equipment

Their website is home-warranty.com

Good luck.
Web Reference: http://www.sumnerrealty.com
0 votes Thank Flag Link Thu Jan 24, 2008
I don't think they will cover KNOWN preexisting conditions. That wouldn't make much business sense to anyone. However I think First American just came out with a policy with a fee that will cover unknown conditions or some unknown conditions. You can find a list of five of the major home warranty companies working in Texas on my website under Vendors... Check out their websites for exact coverage information.
Web Reference: http://www.teamlynn.com
0 votes Thank Flag Link Thu Jan 24, 2008
Bruce Lynn, Real Estate Pro in Coppell, TX
MVP'08
Contact
Another good company that I have on my list is Old Republic Home Proctection. There web site is
http://www.orhp.com. You can go to this site and see exactly what they will cover and costs.
Good luck.
0 votes Thank Flag Link Thu Jan 24, 2008
Hey, I have a Word Doc I can send to you with links to many of the Home Warranty companies and you can compare and contrast prices, benefits, coverages, and options. Let me know if that would help. I provide this to my clients...and I'd be happy to share.
0 votes Thank Flag Link Thu Jan 24, 2008
I do not have preferences of one warranty company to another but I know that American Home Shield will cover "unknown pre-existing condition" IF you purchase the ServicePlus Package (I think it is an extra $79). You can check their options out at http://www.ahssales.com.
0 votes Thank Flag Link Thu Jan 24, 2008
Angie Hyndman, HWA Account Rep

Central/South Austin and Surrounding

Mobile 512-789-5845, Claims and Orders 888-492-7359

Angie@hwaHomeWarranty.com



Home Warranty firm that I do believe covers existing conditions! Good luck! She is a great person! Very nice and knowledgeable!

HAVE AN OUTSTANDING DAY!
0 votes Thank Flag Link Thu Jan 24, 2008
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