Call me if you likeand I can go over a purchase scenarion with you and see what you qualify for.
It depends on several key factors. Your mortgage officer will look at your credit score, your credit history, your income to debt ratio, your employment history, the amount of your down payment, etc. It all depends on what made your credit score low. Do you know what caused you credit score to be low? I would be happy to discuss this in detail and private at your convenience. My contact information is on my website. Best of luck!
David A. Patterson, Broker CRS ABR
Russell & Jeffcoat Realtors, Inc.
5219 N. Trenholm Road
Columbia, SC 29206
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