As you may know, you need 2 years continued work history, 2 yrs rental history and some savings to qualify for a loan. A lender considers the risk of default when determining a loan approval. You have several layers of risk. First neither you nor your son have a stable work history. This is critical to getting an approval. If you cannot prove your income, then you must have other compensating factors. How much savings? How good is your credit?
To be honest, without speaking with you, it will be difficult to determine whether you can get a loan.
Is your son in university? Can we explain the multiple jobs? How long has he lived in Florida?
There are several factors that determine your eligibility. Call me to discuss your options.
Down Payment Assistance Specialist/Loan Officer
Enterprise Mortgage Group
Winter Park, FL
When you say South Florida are you talking about the Miami area or the Central Florida area around the the area the ships are berth?
If it is the Central Florida Area I would be willing to help if it's the Miami area I can find a Realtor who specializes in that area.
Make sure the agent you select is full time and live/works in the areas you are looking.
I have a free foreclosure list on my website just requires your email.
Visit my website and if I can help please contact me,
Dave Lowe, broker
GRI â€“ ePRO â€“ GREEN (Designations) http://brokerdave.topproducerwebsite.com/daves-designations.asp
Two4One of Orlando (Orlando Website) http://two4oneoforlando.com/
Two4One.com (Corporate Website) http://two4one.com/
Customer Testimonies http://brokerdave.topproducerwebsite.com/customer-testimonial.asp
Daveâ€™s Bio http://brokerdave.topproducerwebsite.com/daves-bio-.asp
My husband and I both work for Zip Realty and we have an extensive database of foreclosures both short sales and bank owned. I can set you up on a special search and send you information to get started. We specialize in bank liquidations and would be happy to consult with you as to your options. For more information on my my background and references please visit :
My Profile: http://www.ziprealty.com/agent/jdevivo
I would be happy to help you with the process of buying a home.