Besides qualitying for the tax credit, there is the OHFA (Ohio Housing Finance Agency) grant that helps with down payment. FHA requires 3.5% down and OHFA may assist with 2.5%, leaving you with only 1% (on $62K, thats only $620), plus closing costs. Hope this helps.
The property that you are considering must qualify for the USDA loan because of it's location. Surprisingly nearly all of Louisville, Ohio qualifies for a USDA loan! One would not normally consider Louisville a rural area, but for this program it is! I've just helped some clients become homeowners in that city with a home of their dreams for zero down. I would have to check which (if any) areas in North Canton, Ohio would qualify for a USDA loan package for you.