Home Buying in Hudson>Question Details

Michele, Home Buyer in 03885

What is a detached condo? Does that mean you don't own the land?

Asked by Michele, 03885 Sat Jan 5, 2008

What are the pros and cons or what to look for if considering?

Help the community by answering this question:


It typically means that you own the interior only. You do not own the ground beneath, the exterior walls, or the roof. And you are not responsible for maintaining those either. In Georgia, we have true condos which I answered above and then we have "condo dues" which means that you own the ground beneath, you own the entire unit including the roof but the HOA maintains the exterior of the building.

The pros are easy living. You are responsible for your interior and that is it. Your money is budgeted for you because you pay x number of dollars per month that go towards the maintenance and repairs.

The cons If the community is poorly managed and there is not enough money in the budget to keep the community looking good. One of two things is going to happen in this situation...the association is going to have to raise the dues and/ or assess all the homeowners. Or the community just goes down hill.

It is very important to look at the Covenants and Restrictions, the Budgets, Past Assessments, and the condition of the community. Feel free to speak with neighbors to see how easy the HOA has been to work with... that says a lot.
3 votes Thank Flag Link Sat Jan 5, 2008
A detached condo, could be a small number of single family homes, or townhomes, that are held in "condo" style of ownership. Meaning you pay an assessment monthly for maintenance of all "common areas" (which in this case would likely be land, and potentially exteriors of the buildings [ie: roofs, brick, landscaping], and the association might own the land.

It all depends on how the condo documents are written. Make certain to read the condo documents, and understand them clearly before buying. They can vary dramatically.
2 votes Thank Flag Link Sat Jan 5, 2008
Alan May, Real Estate Pro in Evanston, IL
A detached condo just means the structure is not connected to another unit and it looks like a single family home. It's not a reference to land ownership and btw it's even posible own a single family home and not own the land but lease the land. Often regular condos are built on leased land and your condo fee pays for the leased land. Often detched condos can have shared septic systems with other units. They could have a common well or water company. Of course I have even seen single family homes that share wells of septic systems too. All condos have condo docs and you should always read them before considering any type of condo. Get a copy of all rules too. It's not like buying a single family home even if the detached condo looks like one.
1 vote Thank Flag Link Fri Feb 8, 2008
A condominium is a method of ownership, typically the concept is one in which you own the interior, but not the structure, roof, land and so on--each one is a little different and the actual details are spelled out in the condo "docs". These documents are on file with the state and are available usually from the Realtor who has the listing as well as the county registry of deeds.

Detached means that the building that is being offered is not attached to any other. So it may look like a single family home and appear to be on it's own lot. Again, read the "docs" and you will see what is actually being offered for sale. Probably you will actually own the interior (from the studs in...) including all the windows and doors. You will have some percentage of ownership in the so-called common land, probably an undifferenciated share. You may have control of a small footprint around the unit for gardens. Probably you will have a monthly condo fee that will cover some services , insurance, taxes and future replacement of roof or siding, but again, that is a question worth asking and reading about in the docs.

This fee would not be charged if you were buying a single family house rather than a detached condo, so it is worth deciding if you want to pay a fee or actually mow lawns, shovel snow, etc. Sometimes owner's age or health, requirements of a job or lack of free time make a condo well worth the monthly fee.

Dane Hahn
Web Reference: http://www.d
1 vote Thank Flag Link Tue Feb 5, 2008
I live in a detached condo. Its a 2 story townhouse, but it's basically freestanding, and I only share a garage wall with my neighbors garage wall. The roof is not contiguous. It's nice.
0 votes Thank Flag Link Sun Dec 9, 2012

The detached condo means the individual units have no common walls with neighbors. Condo By laws and covenants are filed with the state.

The condo can either be fee simple (land owned in common by the condo unit owners) or land lease (land owned by 3rd party and leased to unit owners)
0 votes Thank Flag Link Sun Jan 6, 2008
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