jet, Home Buyer in Los Angeles, CA

anyone that specializes in FHA loans, first time buyers?

Asked by jet, Los Angeles, CA Mon Feb 9, 2009

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BEST ANSWER
Hey Jteixeira,

I have a lender that can assist you and he specializes in FHA loans for first time buyers. His name is Chris King and he runs CPK Mortgage. I even used him for my own mortgage. He is incredible and is there for you 24/7. If you need any other references let me know as I have used him with the majority of my clients and they love his exceptional level of service:

Christopher Patrick King
Loan Officer
CPK Mortgage, Inc.
6375 Green Valley Circle #100
Culver City, CA 90230
310-215-1830 Office Direct
831-682-5647 Cell
310-670-0663 Direct Fax http://www.cpkmortgage.com


I hope this helps.

Best,

Monique Carrabba
The Carrabba Group
Keller Williams Sunset
mcarrabba@kw.com
323.899.2900
0 votes Thank Flag Link Mon Feb 9, 2009
absolutely

Riccardo Wardlow
Sales Manager
NMLS 219402
Cross Country Mortgage
630-670-8266
323 546 8066

Specializing in Illinois and California
RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 600 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 640 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*Investment properties
*Closing loans in 3 - 3.5 weeks
0 votes Thank Flag Link Thu Jan 8, 2015
Hi Jet,

I work with a lender that could possible help you. Please email me for hsi contact info.

Kind regards,

Arpad
0 votes Thank Flag Link Tue Jan 6, 2015
Abosultely, been doint this for almost 20 years... would love to get you qualified asap today!

Riccardo Wardlow
Sales Manager
NMLS 219402
Cross Country Mortgage
630-670-8266
323 546 8066

Specializing in Illinois and California
RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 600 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 640 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*Investment properties
*Closing loans in 3 - 3.5 weeks
0 votes Thank Flag Link Tue Jan 6, 2015
Yes of course, you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may qualify for the Zero Down USDA Rural from a minimum 560 fico score for the out of area rural home purchases. You may consider 3% down conventional from a minimum 620 fico score and even 5% down conventional with NO Mortgage insurance (Lender paid MI).

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve and then you can be emailed listings to fit your search criteria.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some blogs to study such as First Time Home Buyer Specialists, Which loan is right for me, Down payment and closing costs hurdles and Pre-approval in minutes.

http://www.trulia.com/blog/under640ficoscoreloans/2013/01/fi…

http://www.trulia.com/blog/under640ficoscoreloans/2013/01/wh…

http://www.trulia.com/blog/under640ficoscoreloans/2012/12/ar…

http://www.trulia.com/blog/under640ficoscoreloans/2013/12/pr…

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 7pm Monday thru Saturday, Sundays by appt.
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY

If my response was helpful, consider clicking thumbs up or Best Answer!
0 votes Thank Flag Link Mon Jan 5, 2015
There are several options for FHA first time buyers....

Riccardo Wardlow
Sales Manager
NMLS 219402
Cross Country Mortgage
630-670-8266
323 546 8066

Specializing in Illinois and California
RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 600 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 640 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*Investment properties
*Closing loans in 3 - 3.5 weeks
0 votes Thank Flag Link Mon Jan 5, 2015
Looking for realtors in So Cal that specialize in FHA requirements. Been wasting lots of time and money on homes that don't comp.

Any help would be appreciated.
0 votes Thank Flag Link Mon Jan 5, 2015
The OCD Group
http://www.ocdgroup.com
1-800-963-4623

I like them. they care and they know FHA.../
0 votes Thank Flag Link Mon Feb 9, 2009
Keith Sorem, Real Estate Pro in Glendale, CA
MVP'08
Contact
Any loan officer that is worth their salt should be able to do it.
0 votes Thank Flag Link Mon Feb 9, 2009
Yes, let me know more info. so that I can give you more info.

Hope to hear from you and good luck to you.
0 votes Thank Flag Link Mon Feb 9, 2009
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