RealtorÂ®, Keller Williams Realty
Direct: (302) 312-6093
Office: (302) 299-1100
Fax: (302) 299-1200
1521 Concord Pike, Suite 102
Wilmington, DE 19803
Certified Mortgage Planner
Primary Residential Mortgage, Inc.
There are state and local programs but the criteria depend on your income. Check my web site for more information (under For Buyers).
You definitely qualify for a mortgage based on your scores so your next step may be to contact a lender and get the ball rolling. I have a lender in my office if you want the info. And yes, paying points will lower your interest rate.