Hi Phil. Virtually anyone who offers "regular" conforming loans also offers the temporary conforming jumbo loans... Bear in mind, however, that use of the temporary conforming jumbo limits comes with strings attached - stricter rules and higher rates. Very few borrowers are actually using them. The vast majority of jumbo loans are being written as 5 yr ARMs or not at all... Another important consideration, if you really want a conforming jumbo, is the location of the subject property. Will this new home be located in in Loudoun County (in the DC metro area)? The temporary conforming jumbo loan limits are *not* uniform. They vary from county to county, based on area median home prices, like FHA loan limits. In Florida, for instance, the only county that temporarily has the maximum limit of $729,750 is Monroe (Key West). In Virginia, the counties that have that max limit are all in the DC metro area... It may be "easier" to use builder financing, but not necessarily better. You're not as likely to get the widest range of options and the best advice, and in the end, it could well be more expensive, despite appearances to the contrary. There are many variables in any purchase, and especially in new construction. When the seller also arranges your financing, you've just compromised what is otherwise a powerful safeguard for you as the buyer. Scrutinizing the transaction and the collateral protects the lender, of course, but it also protects you as the buyer / borrower. The lender reviews the purchase contract, orders and reviews the appraisal, orders and reviews the title work, etc. When the lender is an affiliate of the builder selling you the home, do you really think it's the same? Toll Brothers is a premier builder, but you can imagine that the very real people involved in selling their homes have very cozy relationships with the very real people involved in originating their mortgages. Your Toll Brothers mortgage specialist is going to care a lot more about Toll Brothers and the folks he or she works with everyday, than about you. Instead of seeking to build a long-term relationship with you by watching out for you and impressing you with great service and results, their natural inclination will be to preserve and protect the long-term relationships they already have.