Home Buying in Columbus>Question Details

Cassandra Sk…, Home Buyer in Canal Winchester, OH

When and where should I start?

Asked by Cassandra Skipper, Canal Winchester, OH Sun Dec 9, 2007

I hope to purchase a duplex/home by May 08, when should I start looking for a lender? Should I look for the lender or is this something I should leave to a realtor? Should I contact FHA or should I leave that to a realtor? Also, my credit is not good, If your advice to me is to search for a lender myself, can you recommend leaders who work with bad credit in Columbus, Ohio?

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I am a Columbus Realtor. Your most important sentence is "my credit is not good". Don't wait for the last minute to find a lender and a loan. Start looking now. Your Realtor can recommend lenders to you. The lenders will advise you on whether FHA, conventional, etc. programs would be best for what you are trying to accomplish. There may be something on your report that must be handled before you can buy. FIND OUT EARLY.
1 vote Thank Flag Link Sun Dec 9, 2007
If you do not already have a reliable lender who can help you improve your credit score and advise you on the type of loan, then I would recommend Todd Sindergard with Amerimac Mortgage in Reynoldsburg. He works closely with a credit medic and has helped my clients through the credit repair process. His office number is 614-575-2599. Please tell him I referred you. I would love to help you with your home search! Feel free to contact me at Danelle@TheSessorGroup.com, thanks!
1 vote Thank Flag Link Sun Dec 9, 2007
Find a lender that can help you get your credit scored up over the next few months while you are looking. Then start interviewing realtors. Be honest with them about your needs and your short comings. It may aid them in finding the right property for you.
1 vote Thank Flag Link Sun Dec 9, 2007
Contact some lenders nnow. Contact and enlist a Realtor now--both to represent your interests.
0 votes Thank Flag Link Sat Dec 22, 2007
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