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Good Luck and have a great day,
Sea Sotheby's International Realty
You should visit with a loan officer for detailed information.
Happy house hunting!
Your Credit score is becoming more and more a factor in any financing. There are different programs that may allow you to put less money down, but there may be additional costs depending on what your credit score is. I have seen some mortgage programs that do require a larger down payment if the credit score is below a certain point.
This is best left to a mortgage lender that can give you a clear picture of what YOUR options are- since this is definitely not one-size-fits-all.
All the Best To You!