Damon is right in saying that the property in is pre-foreclosure which means the owner defaulted on their original mortgage commitment (typically 90+ days). At this point, some property owners work out other means of repayment with their mortgage company and again, some do not. If interested, you can attempt to contact the owner directly but as far as the bank/lender...it is premature to contact them as the owner is STILL the owner and the bank has not taken back ownership as of yet so the bank cannot help you with the purchase of this property.
Gina Chirico, Sales Associate
Prudential NJ Properties