It all depends on if you have to Sell. If you have to sell then you will have to equip yourself with the knowledge and professional expertise to conduct a short sale. If you do not have to sell then explore options to rent your property with a positive cash flow. Another creative option would be a rent to own option with a non refundable Rent option fee. If you don't have to sell or rent then enjoy the benifits of your home and be in touch with your well versed and knowledgeable Real Estate Consultant that can keep you abrest of your current market conditions. Your Real Estate consultant will best guide you as to the best way to directly market your property, aggressively negotiate and proactively analyse your specific market.
if payment become a problem
or sell agressively
A little Feng Shui may help some what
Clearing out unnecessary objects avoid clutter
What is your situation short sale holding on or selling