1. Get preapproved.
2. Get a realtor.
3. Look at vacant homes.
4. You may be able to rent for a short time the house you buy.
If the house is vacant you could theoretically move in the day you sign the sales agreement, before closing.
This of course has to be agreeable with the seller and written into the contract.
2) Find a home about 20% less than you can afford based on the preapproval
3) Once you find the home, go back to your mortgage broker(s) to see who can give you the best rate / terms for the money with no points/no origination.
4) Evaluate #3, and repeat 2 and 3 until you get what you want. The secret is have a systematic approach, with a definite achievable goal in mind
If you build a plan and execute it i think you will be able to get a house fast. If you need a referal feel free to drop me a line,
And Good luck