Home Buying in Boise>Question Details

Kimberly, Home Buyer in Boise, ID

If you had only $200k to buy a house in Boise or Eagle, where would you buy and why??

Asked by Kimberly, Boise, ID Sat Oct 20, 2007

Where is the best area you can get into for that price range? Would you wait a little while to see what happens with the market in order to get the best price or would you buy now?

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Wayne Bright
Keller Williams Boise
Web Reference: http://www.kw.com
0 votes Thank Flag Link Wed Jul 27, 2011
Hi Kimberly,
It all depends on your situation. Will you be working on Boise or Eagle? What are your activities? Boise and Eagle are both good places to live. Give me a little mor information and I will give you a better answer.

0 votes Thank Flag Link Tue Feb 15, 2011
Kimberly, 1st of all if you are a first time home buyer (or someone that has not owned a home in the last 3.5 years), then you should definatly buy before October 31, 2009. That way you can get the First Time Home Buyer Tax Credit, which gives you a FREE $8000.

2nd If you want the tax credit you should be looking to buy right now, especially if you are going to try and get in on a Short Sale. I have short sales that have been pending for 5 months waiting on bank aproval to sell the home at the price offered by my buyers.

3rd I don't think anyone can read the crystal ball well enough to say that now is the bottom of the market. You will not know the bottom until you have missed it. Signs are improving now, which may indicate we have hit the bottom of the market, but no one can be sure.

4th, Boise or Eagle are both great. It depends on your needs. No way to answer that with the limited information you provided. But if you need to get specifi advice anytime, fill free to give me a call 830-7991 and I would love to help. It will not cost you anything and I promise not to try and sell you something. I just love real estate and like helping people.

Regards, Tom Ashworth
0 votes Thank Flag Link Sat Jul 18, 2009
Make sure you have your financing completely approved. Not just pre-qualified. There is a difference. It will put you in a much better position to negotiate and a chance to resolve any issues regarding your loan qualifications. Be prepared and take control of your own loan process.
0 votes Thank Flag Link Sat Jul 4, 2009
You will get more for the money in Boise. Eagles average home price is hovering around 450K, that's a hefty price tag. If you are planning to stay in the home you purchase for at least 5 years, I wouldn't worry about what the market is doing. As a qualified buyer you have the upper hand. Just make sure that your purchase is at or below fair market value and you'll do fine (if you're wondering how to know what fair market value, your agent should look at comparable home sales in the area and do a market analysis on the home you choose to make sure you are buying right.)
0 votes Thank Flag Link Sun Oct 21, 2007
I have family in both Boise and Eagle. Boise is more affordable and a much older community while Eagle is an up and coming community with more families and country clubs. If it were my vote I would select Eagle.
0 votes Thank Flag Link Sun Oct 21, 2007
Pam Winterba…, Real Estate Pro in ,
Kelly Hyland, Trulia member, posted the link to her Boise listing below, it looks like a nice house.
0 votes Thank Flag Link Sat Oct 20, 2007
Jim Walker, Real Estate Pro in Carmichael, CA
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