If your looking to rent to own home s any where. You should just call up non-owner occupied or vacant property owners and ask them if they would consider owner financing there property. I do this for a living. I help people with bad credit or just i a pitch with cash, buy home with this creative mortgage program. if you or anyone you know needs help BUYING A HOME EASY .NO BANKS NO LOANS JUST CALL ME AT 5612948089. OR EMAIL ME AT firstname.lastname@example.org p.s. do ask about the email address. its a long story.
A basic rule of thumb is 2.5 times your annual gross as a beginning figure, that said, visit with our on-site lending people to obtain a true 'pre-qualification' letter which tells your potential seller that you're 'good to go' and puts you in a much stronger position to arrive at a final agreement on the home of your choice.