Question Details

Justin, Home Buyer in Boston, MA

How do I get in touch with people that backed part of the financeing when they sold thier house?

Asked by Justin, Boston, MA Sat Sep 22, 2007

Is there some sort of directory out there?

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Usually the mortgagee (that is the seller - lender) decides to record the morttgage or trust deed that they carry on the house that they sold for their own protection. The recorded trust deed (or mortgage) is a public record. (not private, if recorded) What is often not available is the specific terms of the note (debt obligation such as what are the monthly payments and interest rate or the remaining balance.

As the sellers name (lender ) is on the trust deed as the beneficiary (or on the mortgage as mortgagee)
You should be able to track them down as you will have their full legal names. It is possible thay have other property, or they may be listed in the phone book directory.
0 votes Thank Flag Link Sun Sep 23, 2007
Jim Walker, Real Estate Pro in Carmichael, CA
MVP'08
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Hi Justin - Unless you are party to the contract; I don't think you can get your hands on someone else's contract. You can request public information from an assessors office, but other than that there are standard laws nationwide that protect the privacy of individuals.
0 votes Thank Flag Link Sat Sep 22, 2007
Did these folks offer to pay off a portion of the mortgage when their home sold? Was there a note? Was the note recorded?
Web Reference: http://www.cindihagley.com
0 votes Thank Flag Link Sat Sep 22, 2007
The Hagley G…, Real Estate Pro in Pleasanton, CA
MVP'08
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Hi Justin. Are you talking about sellers who carried back a note (owner financing)? If you are, I am afraid there's no directory for that yet. I am curious to know why you would like to get in touch with them. Do you have a question about owner financing? Tell us more please.
Web Reference: http://www.go2kw.com
0 votes Thank Flag Link Sat Sep 22, 2007
Ute Ferdig -…, Real Estate Pro in New Castle, DE
MVP'08
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