Do call at least 3 lenders to see which program works best for you. Be sure to check out not only the interest rate, but the fees charges. You could get a lower rate and still wind up paying more for the money with the fees some companies charge.
Your'e going to have to contact a lender - bank, mortgage broker or private person - to give you this answer. Ask your friends, coworkers and family for referrals. If at all possible, take reasonable time and shop around for your lender to get the most advantageous loan. I also suggest hiring your own Realtor to represent your interests in the transaction. The commission - how the Realtor is paid - is usually covered by the homeowner. You may also want to hire a real estate attorney to further protect your interests. A real estate transaction is complicated and it's important you know all the legal and fiscal consequences.