Property Q&A in Peyton>Question Details

Luke, Home Buyer in Peyton, CO

I was just wondering if 15345 Trigger Rd Peyton, CO 80831 is in a flood plain?

Asked by Luke, Peyton, CO Wed Mar 11, 2009

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This question is about this property: http://www.trulia.com/homes/Colorado/Peyton/sold/21276163-15…

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I think much of Colorado Springs out to Peyton is considered in the 100 yr flood plain. Really might only matter if you're buying flood ins. If Trigger Rd is in Meridan Ranch, there is sewer for drainage. Wuld probably take a REALLY severe rain (i.e. not very likely) to flood the entire area. HOWEVER, depending on the drainage around the property, storm run-off that flows into the basement may trigger 'flood plain' considerations and require special ins. A quick call out to Scott Ricter (State Farm) office with the address and some general questions might help put your mind at ease. Esp if you're not a State Farm client...no 'red flag' to your current agent....
0 votes Thank Flag Link Tue Sep 29, 2009
Hi Luke :o)

From he most recent FEMA map it's difficult to determine a solid answer to your question. There is a Zone A flood plain that runs right adjacent to Trigger road which your property may or may not fall into. Zone A fall into the 100 year flood plain.

Your best bet is going to be to consult the closing title documents that you received when you purchased the property or, if you no longer have those documents, you can call a title company to see if they would be willing to supply that information. Another option is to contact FEMA and purchase a FEMA flood map or possibly contact El Paso County Planning Department for advice and resources.

You could also ask your home insurer, however that might trigger and increase in your premiums if you are indeed in a flood plain and it was over looked at the time you purchased your homeowners insurance. This however may be a good thing if you aren't already covered by flood insurance as many people find out too late they are not.

In any event, this is important information to determin for certain.

Best Regards
Brian L. A. Wess
CRS, GRI, ABR, ASR, e-PRO
Realtor®, Broker Associate
Residential & Investment Specialist
Pat Newell & Associates, Inc - Metro Brokers
Colorado Springs, CO
Direct: 719-528-6672
Web: BrianWess.com
             COLORADO REAL ESTATE...DONE RIGHT!™
0 votes Thank Flag Link Wed Mar 11, 2009
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