It's listed now at 207,900. As far as insulting the bank...are you kidding? We almost put a buyer from VA in here, they had very specific needs with a floor plan and we couldn't get a ramp in as needed. On that deal we had them a good 30% off asking price. Banks want these homes GONE...it's speed and qualified buyers now more than price.
I see if from both sides - I'm a certified appraiser as well as broker - call if we can help.