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As long as you can qualify for a mortgage amount of the remaining 50% of the purchase price, you can make a down payment of 50%. The more money you put down, the smaller your monthly payment will be.
If you haven't done so already, I recommend speaking with a mortgage lender to how much of a mortgage you qualify for and what your down payment options are.
Please let me know if you have any additional questions. I'll be happy to assist.
Walter J. Burns
1 Newark St.
Hoboken, NJ 07030
201-653-8488 Ext: 230