Are you kidding? You'd sell an entire house in the worst market in ages - merely to pay an overdue tax bill?
You need to talk to a Real Estate ATTORNEY right now - one who specializes in foreclosures. The lawyer can delay things very well, and you'll have options. What you should NOT be doing is talking to an agent about selling it.
Those taxes can't amount to all that much. Don't lose an entire house over some stupid unpaid taxes - do whatever you have to do - get a 2nd job, etc. Band the whole family together on this.
Get this done fast - before someone like me (but much meaner) comes along, buys your tax lien - and then gets to "buy your entire house" for a mere $5-10K.
Go get a FREE consult with a real estate foreclosure attorney. Then go out and get jobs - ANY job - BOTH of you - not just him. Do whatever you have to do to keep that house.
The attorney can delay the foreclosure long enough so that you can pay off a few $000 in taxes.
Was there a phone number included in the letter you received? At least give them a call. Ask if you can come in and talk to someone about your situation. Ask them for clarifications and options. Don't feel intimidated by the system. Take charge and defend your own rights and interests. It's worth giving it a try. You never know what happens. I hope you let us all know how it turns out. We're standing behind you and rooting you on!
I can't imagine that the amount your grandfther owes in back taxes is enough to just let it go. At the very least your grandfather probably still has the option of selling and being able to put some money in the bank. I would be happy to talk to you and see what options you may have. I can not give legal advice, but I am sure I can help guide you toward a better ending then foreclosure. Fell free to call me at 639-2059 if you would like my help no cost, no obligtion.
It sounds like you haven't spoken with a foreclosure attorney yet. Please do so - right now. Grab the yellow pages and start dialing.
This forum is very useful - but what you need is LEGAL advice, not Real Estate advice. If you do not act quickly, then very bad things will happen. Good luck.
I agree with Jefferson. Visit with a real estate attorney to stop or delay the foreclosure process,find the money you need to pay off the taxes and save the equity in your home.
After reading your question, I have a questions for you. The answers will help clarify your situation.
To whom was the letter addressed, to you? your grandma? or your grandfather? This would determine
who is the legal owner of record?
If it was addressed to your deceased grandma, there may be a problem. You indicated your "grandma's name is the only one on the deed. This means your grandma held the property in severalty. Your grandfather holds a marital interest in the property. Upon your grandma's death, was the property deeded to your grandfather through a will or a trust? And did your grandfather record this deed? Or is title of ownership still being held in probate. These are important questions because your grandfather will not be able to sell this property unless he is the owner or record.
Other questions. Who has been paying the taxes since 2005? Is it possible that they have not been paid since then and that someone purchased your tax lien back then and been making the tax payments. Now after three years, the lienholder is foreclosing on you and not the county?
Why do you say you owe the taxes? You do not owe these taxes unless you own the property.
There are a variety of legal issues involved with your questions. Please seek professional legal advice on this before you proceed further. Maybe, I hope, my questions and concerns are not relevant to your situation.
I do know,however, the issue of ownership is important. Without possessing ownership rights, you do not have the legal capacity to dispose (sell) or encumber (take out a mortgage of any kind) this property.
Best of everything.
Prudential Ambassador Real Estate
I hope this helps, andifyou decide selling is better option I woul b happy to help.