Your question regarding KW and now Re-Max makes me think you are barking up the wrong tree. You should be investigating "mortgage lenders" not real estate agencies.
Develop your relationship with the money person - get yourself qualified up front - find out your "buying power" and "buying potential".
Real Estate Agency's can refer you to lenders - but you should look into at least three. Be wary of any sub-prime conditions - and know what institution wants to offer you funds. Read the fine print; and be realistic about the price of the home you seek.
Start with Bank of America.
Be very careful using a Hybrid Agent.
I myself are allowed to do Loans. I use this knowledge to help with creative seller financing. If you happen to be a Grade A 660+ fico 20% down I would be glad to put you into a BOFA loan. For me there is nothing else. I have access to private money, but you are gonna pay. You may qualify for FHA. I do not do FHA. to much work not enough money.
There are a lot of Realtors who do not like Hybrid Agents and they have very valid reasons.
Again start with B of A and go from there