You shouldn't have a problem finding a lender that will lend on vacant land. So long as the land value appraises based on location and recent activity in the area, you'll likely get a loan subject to lender guidelines and your ability to repay. You'll likely have to jump through more hoops but that's normal.
You don't say if it's a commercial lot of residential lot...... so those details will shape the answers your receive.
For example, if you are looking to build residential eventually, certain land loans are designed as purchase money land loans for those borrowers who arenâ€™t ready to begin construction right away, but will be ready in the near future. In this case, the land or lot must be normal for the area and at least one utility must be available from the street.
Are you asking about a take out loan to build or a purchase.