I am not sure if you have found the answers to your questions here but if you still have some questions I may be able to help you. Your profile says that you would describe yourself as a buyer and a seller. Have you been working with a Realtor to buy or sell your properties? If you would like I can get you in touch with a top agent in your area that will be able to personally help you with any inquiries you may have. On the buying side you do not have to pay the Realtor a fee for them to work on your behalf. Please let me know if you would like me to get you inn touch with a great agent to help you.
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