Many lenders are wlling to do a "short sale" rather than foreclose on a property. I've handled properties in various stages of foreclosure and am familiar with the process as well as which "chains to rattle".
Please contact me if I can be of assistance.
I am one of 2 realtors in NW Ohio and affiliated with Remax Masters Certified in Shortsale and Foreclosure Intervention. I assist owners like yourself and negotiate directly with your lender. You need an agent who is an expert in this arena. Please feel free to contact me direct 419-283-4516 or go to OhioShortsaleExpert.com or ToledoHomeTour.com
Give me a quick email at Kim@kimfosterrealtor.com with your contact information, the home's address and best time to reach you and I will have him give you a call to get the ball rolling.
Short sale and Foreclosure specialist
Real Estate One