Please feel free to call me 424-777-9377 - i'll be happy to help you out.
Thank you for your time.
Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855) ext. 777.
President - RealtorÂ®
- Trust Sale Realty -
Residential & Commercial Real Estate
Toll Free: 1-855-TRUST-55
Toll Free: 1-855-878-7855
Fax: 310-356-4925 http://www.TrustSale.com http://www.TrustSaleRealty.com
FHA loan. ( min score needed is 640).
If you need downpayment assistance contact the California Housing Finance Agency.
They offer programs with little or no downpayment, and a 650 score meets their min requirments.
As for the amount of loan you will qualify for there are factors other than your credit score that come into play.
Only a lender can tell you the amount you will actually qualify for, after they review your credit, income and debts .
Best of luck to you.
Kawain Payne, Realtor
There are different kinds of FHA loans that are available for you...from the 3.5% down or the 203(k) loans. I suggest you get in touch with a Direct FHA Lender so that you can ensure you're getting the best rates and programs in your range. I have a dedicated representative I can refer you to for further research.
Mr. Houtan Hormozian
American Guardian Home Loans
Gotta admit, we're with the crowd - FHA with 31/2% down is the way to go...and if you're a first time buyer, you can get an $8,000 tax credit. We're currently condo shopping with a client in Ocean Park, Santa Monica using the same scenario.
As for the second - you'll need to have some equity definitely a chat to be had with your lender.
The SoCal Investment Real Estate Group
Sothebyâ€™s International Realty
Change will not come if we wait for some other person or if we wait for some other time.
We are the ones we've been waiting for. We are the change that we seek.
- President Obama
Your best prospect is the FHA 203k. You can put 3.5% down - all of which can be a gift from family - and finance improvements into the loan - up to 110% of the finished value. We will consider scores in the low 600's as well.
Feel free to call me for more info (925) 831-6274.
FHA loans are available with just 3.5% down. FHA loan limits vary by county. USDA(moderate income) and VA loans are the only available 100% financing loans these days. I have blogs below about thesse programs.