If you are still wanting to purchase a home in Arizona, as a mortgage consultant, I can confirm now is an INCREDIBLE time--especially if you can apply soon as there are a couple temporary programs to assist first time homebuyers (defined as you have not owned a home in the past 3 years). Dependent upon the type of loan and/or homebuyer's assistance program your total cost to move in could range from 0 to atleast 3.5% of the purchase price.
If you would like to discuss your options, available programs, etc. I would enjoy helping you to realize your dream by determining what works best for your needs. Once we have you qualified, you will then know what you can afford to purchase--saving you and your Realtor a lot of time and headache.
If you would like to find out your available options, please give me a call on my cell : 520-971-8291.
Would you like me to send you a list of homes for sale just ike 31st Street? Or, visit my website at http://www.LexiClark.com. There, you will find what you need. Call me at (520) 870-7653. I'd love to work with you.