An SSA (Special Service Area) is set up, usually by a developer, to pay up front for improvements that benefit a lot of people. In Cortland, there's an SSA in NeuCort Lakes that was used to fund the infrastructure for the subdivision by issuing bonds; the theory was that the homes would be less expensive if Neumann Homes didn't have to come up will all that money for the roads, etc., which they would then add into the cost of the new construction - and the homeowners would pay off the bonds in annual installments over a 28 year period with their property tax bills. Cortland also has 4 SSA's to pay for construction of the new sewer treatment facility and well and water tower - those SSA's were set up by the developers of Nature's Crossing, Chestnut Grove, and other new subdivisions that haven't started construction yet. The difference in the sewer/water SSA is that the bond payments are made by a payment for the sewer/water connections for new homes at $8,500 (for both) at the time of the building permit instead of the $7,000 that would be charged for sewer and water connections outside the SSA's, and that takes care of that property's obligation to the SSA. Contact Cortland Town Hall for more information.