Question Details

Mary Ann, Other/Just Looking in Myrtle Beach, SC

what do i need when i call to get pre approved for a loan for a condo/townhouse?

Asked by Mary Ann, Myrtle Beach, SC Sat Jan 3, 2009

Can you please tell me exactly what i will need when i talk to someone to get preapproved for a home loan in s.c

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Mary Ann,

It's good that you are considering getting pre-approved. Pre-approval will speed up the process for you and allow you to focus on property that is priced in your price range.

You will need your Social Security Number and basic employment information.

Our recommendation is to take your time with this important step, being sure you understand the various programs clearly. It is easy to become confused. So ask for clarifications for what is not clear. Other thoughts:

1. ask questions
2. request printed information
3. Don't committ today. See several representatives before deciding
4. IMPORTANT......always request a "good faith estimate"
5. Share the "Good Faith Estimate" with each agent for their feedback on it.

Good luck
The Eckler Team
1 vote Thank Flag Link Sun Jan 4, 2009
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