Home Buying in Riverside>Question Details

John Jones, Other/Just Looking in Riverside, CA

Declaration of Homestead?

Asked by John Jones, Riverside, CA Fri Jan 2, 2009

Is it a good idea or really needed at all to request a Declaration of Homestead?

When I received my property info from the Assessor's office included in it was a solicitation from Title Concepts Plus!!! to pay them $46.95 for a Declaration of Homestead application & submission.

Can this be done cheaper? Free?

Lastly out of curiosity; why does the Assessors office include promotional solicitation from companies that, "has no affiliation with any federal, state or local entity." ?

Help the community by answering this question:


If anyone needs to fill out a “homestead declaration form, I found a blank form here: http://pdf.ac/6ryFLY
0 votes Thank Flag Link Sun Jun 21, 2015
read a letter that Title concepts sent to me.

The service that they offer is to prepare some forms for you. Then they mail those forms back to you.

After you have those forms, it is up to you to bring them to a notary public and PAY a notary to have your form notarized, then you bring it to the recorders office and PAY the county recorder to have it recorded.

if a consumer focused and read the entire letter carefully they might realize that they were not getting much of anything of significant value for the $47.95 fee

Yet, I also imagine someone skimming the letter may not realize that the service does not include notarization and recording.

Did they offer the notarization and recording for an additional fee when you got your forms back?
0 votes Thank Flag Link Mon Jan 25, 2010
Jim Walker, Real Estate Pro in Carmichael, CA
Hello John,

Try out this link to the county assessor's web site (Riverside County only).


Best of all, you don't have to notorize it.
0 votes Thank Flag Link Tue Mar 10, 2009
I work at a Recorder's office in California. We get questions about these solicitations ALL THE TIME. It is doubtful that the solicitation came from the Assessor's office, but rather, was made to look like correspondence from an official agency since "property info" isn't sent from the Assessor's office. (Also, if you look at the fine print, Title Concepts Plus is a company which is NOT affiliated with any government agency.) The thing to remember is that when you record documents with your Recorder's office, those documents become public record. Anyone can purchase copies of the information & use them for their purposes. Title Concepts Plus seems to be a slick operation that preys on those new homeowners who may be too worn out from dealing with paperwork to question one more demand for money. Pay attention, do your homework & save yourself some money!!
0 votes Thank Flag Link Mon Feb 9, 2009
Dear John:

Brenda is correct; I did mine on my own, and there is, to my understanding, still a benefit to filing a homestead. It has to do with protecting your primary residence from creditors. Consult an attorney for specifics and to verify / clarify.

As for why promotional solicitations are included, sometimes it looks official and isn't, and other times, though we don't like to admit it, it's a simple case of a phenomenon that is getting worse: the sale of your personal information for commercial (advertising) purposes.

Protecting your identity and having a rolling opt-out / fraud alert is something I highly recommend to anyone, but especially to new homeowners. You haven't seen junk mail until you close on a home!

I recommend an affordable financial solutions membership to everyone I know; I personally use it and have been very pleased with it, and I make sure all my clients know about it after they close their transaction. See the link below to learn more about how to cut your time in debt in half, protect your identity and more.

Hope you find this helpful, and enjoy your new home!
0 votes Thank Flag Link Sat Jan 31, 2009
Yes, it can be done free! I received the same thing in the mail on my first home. There is a form that needs to be notorized for the Homestead, and that is it! Do not pay the processing fee for someone else to do it when all you have to pay is for it to get nototrized. At the time, I didn't even understand it and frankly, forgot about it until recently. It is so outdated, people don't really do the Homestead anymore. It is free to do, with the exception of being notorized, and for the safekeeping of your home, I say do it, but do it yourself!
0 votes Thank Flag Link Sat Jan 17, 2009
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