Home Buying in Jacksonville>Question Details

Marquita, Home Buyer in Jacksonville, FL

I'm trying to buy a short sale home but i have to be pre-approved first.I was once already pre-approved like

Asked by Marquita, Jacksonville, FL Fri Jan 2, 2009

three months ago but it was through Habitat for humanity do you believe the seller would accept this apprroval?

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3
Marquita:

Hi, I'm Sue Holt with Watson Realty. Yes, you'll need a current pre-approval letter from a lender. Are you working with a Realtor in the purchase of the short sale home? If so, that person should be able to refer you to several lenders. If not, you're welcome to call @904-923-1094 or email me at: Sue@SueHoltAdvantage.com. I hope this helps!
1 vote Thank Flag Link Fri Jan 2, 2009
Hi Marquita

You do need a current pre-approval letter in order to put an offer in on a short sale. If you would like assistance in finding a home or getting approved give me a call..

Shonda Sauls, REALTOR®
Prudential Network Realty
Cell (904)962-6139
Office (904)260-4300
Fax (904)292-2060
Website http://www.shondasauls.com
0 votes Thank Flag Link Fri Jan 2, 2009
Hi Marquita,
A current pre-approval letter will be to your advantage. Concerning whether or not the seller will accept the old approval, probably not. In the world of short sales the lender has the last word and how well the transaction goes for a buyer depends in part on the listing agent and loss mitigation department at the lender's office.
If you would like assistance determining the fate of any offer you have pending on a short sale or any questions in general about real estate or mortgages, feel free to email me at larry@jacksonvillehomes4u.com or call me at 904-710-1574

Happy New Year,
Larry Atwell
0 votes Thank Flag Link Fri Jan 2, 2009
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