Home Buying in Pleasanton>Question Details

Smithfamilyx4, Home Buyer in Oakley, CA

Are some of the credit restrictions being removed to allow for "not so perfect" credit home buyers?

Asked by Smithfamilyx4, Oakley, CA Tue Apr 21, 2009

Help the community by answering this question:


As a Realtor I work with a number of great mortgage guys. I you would like a third party opinion I would be happy to send along thier names.


Erica Jones Starkey
Broker, Co-Founder
JSCA Real Estate Group
Providing Superior Solutions for Your Individual Real Estate Needs
office: 925.989.1613
fax: 925.905.2417
Web Reference: http://www.jscarealty.com
1 vote Thank Flag Link Tue Apr 21, 2009
Hi Smithfamilyx4,

Right now the "Magic Number" is a mid-score of 620 or higher. If you are interested in knowing your score without actually having your credit pulled please contact me directly. Based on the results, I can advise you on how to improve your credit immediately. This is a free service I provide.

An FHA loan will be the most accommodating for "not so perfect" credit, and there are many more benefis as well.

Best, Steve

MBA, GRI, ABR, e-PRO, CMPS, RE Masters
REALTOR® / Mortgage Banker-Broker / Certified Mortgage Planning Specialist
0 votes Thank Flag Link Tue Apr 21, 2009
Hi Smith family...

I'm sure as anyone would ask first, what to you means "not so perfect".

I would be happy to guide you. If not able to buy now I would be happy to offer free of charge a consultation to get you and your family to where you need to be.

0 votes Thank Flag Link Tue Apr 21, 2009
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