To be considered a first time home buyer you need to have not owned a home for 3 years. I guess it depends on if you were on the deed with your now ex husband. Just because you may not be considered a first time homebuyer doesn't mean that you can't find a good deal on a home. Feel free to contact me if you would like to discuss your mortgage options.
The very best of luck to you! have a Happy and Healthy New Year!
Michael D Delp
4802 Old Bethlehem Pike,
Telford Pa. 18969
While there are still some 1st time home buyer programs available. FHA is still a very good option for those who do not qualify as 1st timers.
Lynn's answer always is good advice. There are several 'first time buyer' mortgage programs out there. Many do use the 3 year rule-- not since the date of purchase but since the date you last had an ownership interest in REAL ESTATE.
In PA , the one that is probably the most often referred to currently is the Pennsylvania Housing Finance Agency option. Check out the details at this website: http://www.phfa.org
Hope that helps.
Your Cumberland Valley Real Estate Professional