Home Buying in 44256>Question Details

Ssd, Home Buyer in North India Mound, K...

can a non us citizen buy a home?

Asked by Ssd, North India Mound, Kansas City, MO Tue Dec 23, 2008

here are my some details, in next three four month or so i will be earning around 6000, my family is in India, i am residing in Us from last couple of months. Could you also please give me details on acquiring a house in US (of course Livonia).

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I am UK citizen trying to purchase in Florida and having a difficult time. I have a visa (but not a green card so am classed as foregin national). My partner and I want to put 20% down, both have excellent credit and can show 2 years of tax returns. He is US citizen. ANy ideas on where we can go so we are both on the deed, everywhere we apply they will only consider him and not me and based on just his income, we would probably be denied a loan.
0 votes Thank Flag Link Mon Dec 29, 2008
Yes, you can buy a home if you have the cash or you can qualify for a loan. As a non resident, you will need a federal tax ID which is very easy to obtain at the closest federal building to you. Every city has one. You mention a zip code that is Medina, Ohio and then you mention Livonia, which is in Michigan. I am very close to and service Medina and can help you find the perfect home and loan. If it is Livonia, Michigan, I know some great Realtors there. If you like, you may email me or visit my website. Good luck to you.
Web Reference: http://www.liveinakron.com
0 votes Thank Flag Link Wed Dec 24, 2008
Ssd,

Absolutely, the US government welcomes foreign nationals into the housing market with open arms.
We would be happy to respond to your specific questions. You can call or email.

Good luck
The Eckler Team
Michael Saunders & Company
billeckler@michaelsaunders.com
941-408-5363
0 votes Thank Flag Link Wed Dec 24, 2008
Good morning-
Absolutely-In this great country getting a peice of the American Dream is something that you do not need to be an American citizen.
I would be happy to assist you in finding a home in the Medina area.
If you haven't spoken with a lender in thestate of Ohio, I could arrange to have a qualified lender contact you & review various options that may be available to you.
John Wirsing
Keller Williams Realty Greater Cleveland
440-487-2193
jwirsing@kw.com
0 votes Thank Flag Link Wed Dec 24, 2008
The answer is, you MAY be able to buy a home. You could have problems qualifying for a loan. The best thing to do is sit down with an experienced lender and discuss how much you can afford to put down for a down payment. They will check your credit score and make sure you can qualify for a program they have. If you can't qualify for a loan, you can still buy if you use all cash. Do your research and find a good Realtor who can help you locate the type of property you'd like to buy.
0 votes Thank Flag Link Tue Dec 23, 2008
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