Property Q&A in Bellevue>Question Details

Manish Gaur, Home Buyer in Bellevue, WA

we are first time home buyers looking for a condo/townhome on the east side. wondering if we can see the house

Asked by Manish Gaur, Bellevue, WA Tue Nov 11, 2008

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Hey Manish,

Looks like that townhome was sold and closed on 12-30-08 for $399,000. The HOA dues were also extremely high for the price ($395/mo). I know of a townhome located fairly close by that location, is a bit bigger (1500) sq feet, has vaulted ceilings, and lower HOA's that include water, sewer, garbage, and cable for $350,000. It is a short sale, and a great deal! Let me know if you would like more information as I specialize in Townhomes and Condos on the eastside.

-Michael Dzurenko III AKA:
0 votes Thank Flag Link Tue Jan 6, 2009
Hello! I am checking back to see if you ever were able to view the home you asked about?
0 votes Thank Flag Link Thu Nov 20, 2008

As you can see, from what other agents are telling you, getting pre approved is truly the first step. Note I did not say pre qualified as there is a big difference between these two steps. Pre qualification is an abbreviated version of finding out how much of a mortgage loan you can qualify for. This process can usually be done over the phone in about 15 minutes provided you have the requested information at hand.
To get pre approval you must provide proof of this type of information to a mortgage lender who then provides you with a document guaranteeing that you are authorized for a loan with that agency up to a said amount. This is a two fold benefit to you because it provides your agent with more leverage when he makes your offer. Plus the time to process the loan is already set in motion saving you time at closing.
At this juncture you are ready to select an agent whom can help you find that dream condo or townhome.
If you have any further questions or need help finding a loan resource you can contact me and I would gladly advise. It's what I do.

Chuck Sparks
Keller Williams Rlty Bellevue
505 106th Ave NE, Suite 210
Bellevue, WA 98004
Primary: 206-719-5061 Secondary: 425-454-0911
Web Reference:
0 votes Thank Flag Link Tue Nov 11, 2008

Getting pre-approved is the first step. Then finding an agent you are comfortable with. There are many great agents to choose from. As a first time home buyer you definitely want representation, make sure your agent represents you and not the seller. In this market there are many great deals to be had.

Any one of us can help.

Good luck!
0 votes Thank Flag Link Tue Nov 11, 2008
ShopProp gives you $9000 that you can use toward youy closing costs or take a check at closing when we represent you on the purchase. Great for a first time home buyer.
Web Reference:
0 votes Thank Flag Link Tue Nov 11, 2008
Have you contacted anyone yet about your ability to qualify for financing? If not, that's really the first step.

Then as others have mentioned, finding an agent to let you in is the most common option. You could also contact the listing agent to let you in, but that agent would be representing the seller, not you. Many people erroneously think that contacting the listing agent will save them 3% on the price. That is not necessarily true (I won't take a guess at the likelihood, because it doesn't matter when you're only doing one transaction), and in any case you wouldn't have anyone on your side representing you. Yet another way to get in is to find out when there might be an open house.

But again, the first step is to contact a mortgage broker to see what you qualify for. Without knowing that you might be wasting your time looking at properties you're not able to buy.
0 votes Thank Flag Link Tue Nov 11, 2008
Are you looking at one specific home, or searching in the entire area? Either way, if you have a positive relationship with a real estate agent, contact them to show you around. If not, I (and many others), are more than happy to accomodate you.
Web Reference:
0 votes Thank Flag Link Tue Nov 11, 2008
I'm sure you will get many offers from all of us to show you this property. Contact any of us to show you this property.
0 votes Thank Flag Link Tue Nov 11, 2008
email me (click on my profile name and send me a message) and we'll figure out a time to get you in this place. I just did a pricing analysis for another client on this complex ...I can send you that info as well.
0 votes Thank Flag Link Tue Nov 11, 2008
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