This is a legit bank, but the underwriters are in the same office, not a corporate office in CA. They can stretch limits easier.
I am not saying this is a sub prime lender, I am just saying this bank can lend money easier than the big guys.
Don't tell me about the problems with this nation, with exclamation points.
My bank is legit, been in business in New Orleans for over 50 years, and I guarantee they give you better rates than you would get from CW, Suntrust, Aurora, Omni, etc.
Bank of Guido? GodFathers Saving and Loan??
Legit banks require that you can prove to them that you can repay the loan! Too much subprime bad lending practices is what caused the problems seen in this nation!
P.S. If anyone says they can fix your credit for a fee RUN for the hills.
Take a look on this page of my website to help you work through the numbers while talking to her to make it easier for you to get a better idea of what to do.