Home Buying in Ann Arbor>Question Details

Chris, Home Buyer in Cincinnati, OH

My wife and I live in southern Ohio, and are looking to buy our first home in Ann Arbor (close to Downtown)

Asked by Chris, Cincinnati, OH Wed Jul 23, 2008

within the next few months. Coming from out of state, what should we do first? Get a real estate agent or visit local bank or find a mortgage broker in Ann Arbor?

Help the community by answering this question:


Many good agents in Ann arbor can help you! you just need to find one you like.
0 votes Thank Flag Link Wed Nov 6, 2013
Hi, Welcome to AA. I am not a realtor and I am not selling a home. I have lived in AA for over 7 years and love it. Most of AA is close to the downtown area. It takes only 15-20 min to drive from within the highway area to the downtown area. If you are planning to have kids in the near future, you need to check out the school districts prior to buying. Most schools are good, but a few are not as good (you can check out http://www.greatschools.com). You need to decide if you like older homes or new homes, number of bedrooms needed, and range of price you are willing spend. Interview a few realtors, but also do some searching of homes on the internet on your own. This is a good time to buy, but you can also rent for a while and then buy too when you know the area better. Consider coming up for a few weekend trips to see a range of homes. I have worked with a great realtor named Ed Ridha with Reinhart. Feel free to give him a call. I hope this helps! Good luck with the house hunt!
0 votes Thank Flag Link Sun Jul 27, 2008
Greetings Chris, and welcome to Tree Town!

Purchasing in the Downtown area can be tricky the per sq ft costs increase the closer you get to the action. You need to hire a long term local professional. I would reccommend you coming to Ann Arbor for what we like to call a "Destination Visit" We can plan to have you visit a few lenders during your stay as well as look at the homes available by ascending price range. This way you get an idea of neighborhoods and have a chauffer (Me) to drive you around, so you can really focus on the environment. It is the best way to be introduced to an area. I would be happy to provide a no obligation Destination Visit for you when you come over. This way you can create a plan of action using your timeline, and get the ball rolling on your mortgage as well. It will be imparative that you have an agent that uses a "Purchase Team" and has solid relationships with local Attorneys, Contractors for Inspection purposes, as well as a good Title Agency to assist you in a long distance move or Relocation. This is going to create a hassle free transaction for you. I am Caitlin Phillips with Prudential Snyder Realtors and life long Ann Arbor resident. I am easy to reach at 734- 395-4990. Also, take a moment to save my Virtual Offfice Website URL to your favorites and search homes, areas, mapping tools for proximity to the life things that interest you.The ZIps are 48103,48104,48105 This Web Site is commonly reffered to as Online Buyer Advantage. Take a moment to register ( the information comes directly to me) and then set up and save your searches ....then add your favorites to the portfolio feature. I will be able to log into the back end and see what homes that you have saved, and schedule your visit so we can the homes of your choice! This site is an amazing tool designed by the Nations Top Relocation experts to assist you and I in your transition.

I would look forward to assisiting you with all of your relocation needs, and please feel free to contact me anytime.
0 votes Thank Flag Link Thu Jul 24, 2008
Hi Chris,
I'd receommend speaking to a local (Ann Arbor) lender to find out for how much and for what programs you are approvable for. Like some folks have already alluded to, there are a lot of changes going on in the mortgage industry right now, and if you haven't gotten a mortgage in the last 3 months then you might not know what to expect.

From there you'll need to find a good agent to work together with your lender to find you the right home and negotiate the perfect offer. There are a number of knowledgable realtors on this forum who are ready willing and able to help you out and who are professionals in the Ann Arbor area.

I am a local lender and would be glad to assist you with your financing needs. You and I can work together by phone, email, whatever is best, then the loan will be processed locally to ensure a smooth closing with no surprises. Even if you just want to get a rate quote or a simple prequalification feel free to give me a call.

0 votes Thank Flag Link Thu Jul 24, 2008
Hello Chris,
I am sorry I so late to chime in. I just finished my day with clients and checked my e from the day.
Let me be the first to welcome you to Ann Arbor. I hope you will be able to call Michigan your new home for a long time.
As for you questions;
I would suggest getting finding an agent first, but now that you have found me we should start to narrow down your needs/wants. I also know several great lenders and I carry their phone numbers with me everywhere. I believe that rates for a 30 yr fixed loan are still under 6.25% but I would like to share the numbers of the lenders so you could check for yourself. Before we start out to see houses i would like for you to speak with a lender or at least sit with me to figure where your comfort range is so we do not inadvertently show you houses that you will not be able to get. A good rule of thumb is 30% of your gross is what you can afford.
Feel free to write or call me for help at 734/ 645-2637. It is ~10:30 PM right now and I will be near my phone for a couple more hours tonight. Good luck in your quest!
Todd Lands, REALTOR, Associate Broker with The Charles Reinhart Company
When you think of real estate, you should always think of LANDS!
0 votes Thank Flag Link Wed Jul 23, 2008
I am an agent and am currently working with a couple that have a fabulous home in Downtown Ann Arbor they are selling. I have yet to see it but I know they are listing it with a local Realtor. It is important to work with an agent that knows the area well that would like to relocate to. I work for a large firm in Michigan and I know there are agents in the Ann Arbor area that can help you. Please feel free to log onto my company website to assist you in your search.

Liz Tintinalli
RE Agent
Real Estate One
0 votes Thank Flag Link Wed Jul 23, 2008
Hi Chris,
So you're about to purchase your first home! Congratulations, what an exciting and rewarding process you are about to begin.
My advice to you is to interview at least 3 Realtors to find out how they will work with you and what will be the best fit. Once this is established, ask for their recommendations for a reputable mortgage lender. I'm sure you're well aware of the skepticism hovering over the mortgage industry today. A good Realtor will provide you with a list of reputable lenders that you can interview. Let me caution that you shop for service as well as interest rates, and, get a written “Good Faith Estimate” which they are required to provide you by law. Under the guidelines of Buyer Agency, your Realtor pledges to work in your best interests. I am especially fond of working with first time buyers. Please look at my website to see how I work with Buyers, and, if I can help you in any way, feel free to call or email me. My contact info is right there on the website! Good Luck!
Web Reference: http://ReneeBadall.com
0 votes Thank Flag Link Wed Jul 23, 2008
Hi Chris,

You are going to love downtown AA. I live right in downtown as well, so I am very familar with all of the homes for sale. I would be happy to connect you with lenders that are trustworhty and get the job done. My team sells the most realestate in the whole county, but really more than that, we are committed to helping you find the right home, not just any home. Please call me to disucss setting up a buyer appointment. I can also send you a list of my past client reviews as well.

Web Reference: http://www.bouma.com
0 votes Thank Flag Link Wed Jul 23, 2008
Hi Chris:
My wife Mary and I work as a team for Real Estate One, which is the largest Broker in Michigan. We also have an in-house mortgage company, John Adams Mortgage, as well as an in-house Title Company and Insurance Company. We are truly a "one-stop" shop, and would be more than happy to help you in your search.
Please feel free to call at (734) 330-4260 to get started.
0 votes Thank Flag Link Wed Jul 23, 2008
hi chris....you just found your mortgage broker...i am in the greater detroit area, and have done low risk, as well as difficult mortgage financing for almost 14 years..i also do fha..i'll be glad to help you so you know what you can afford, and how to write your offer, then i can help you find a realtor..i am also from cincinnati (36 years)....give me a call (248) 806-0366- bob mcclure- mortgage now- farmington, michigan...better bring some skyline with you..
0 votes Thank Flag Link Wed Jul 23, 2008
Wow, will help you, come to our next buyer seminar posted on http://www.KathyToth.com or call us at 734-320-2458; Nancy Milam is accredited Buyer Representative on our team standing by to get you the properties that match your needs. We will connect you with some lenders to see that you are comfortable with the payments and programs.
0 votes Thank Flag Link Wed Jul 23, 2008
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