Agent2Agent in San Jose : Blogs

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Kate Davey, Real Estate Pro in San Jose, CA
MAJOR PRICE REDUCTION - Beautiful Borghese floorplan in the Augusta Collection in SCVCC-2-story Foyer with crystal chandelier; Marble & wood floors; slab granite kitchen; slab marble master bath; custom… Read more
Blogged yesterday, 2:40pm by Kate Davey Home Buying Agent2Agent In My Neighborhood
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Doug Jones, Real Estate Pro in 95126
If you can believe it, is it true? Will it be true if you really believe it?   In the book Breathing Space, Alan Finger says he lost - 100 pounds - in one month.   In the book Biology of Belief… Read more
Blogged Thu Aug 28, 2014 by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
A major reason to use a mortgage broker is because banks are not equal in their lending guidelines. A loan will end up at Fannie or Freddie and go thru a bank to get there but the route for a client… Read more
Blogged Thu Aug 28, 2014 by Doug Jones Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
When I was young we had to memorize Bible verses each week for our Church Sunday School. The discipline to memorize developed a learning ability and the verses over a life time have led to comfort in times… Read more
Blogged Wed Aug 27, 2014 by Doug Jones Agent2Agent
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Jennifer Bee…, Real Estate Pro in California
We are starting to see the flood gates open on creative financing which is great news for self employed borrowers.  I have a great new loan for self employed borrowers.  Below are the basic highlights. … Read more
Blogged Fri Aug 22, 2014 by Jennifer Beeston Home Buying Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Those who had a short sale just got punished again. The rule was if a customer had a short sale and the sale was over two years ago then that person could re-enter the purchase market or refinance a… Read more
Blogged Mon Aug 18, 2014 by Doug Jones Financing Agent2Agent
Doug Jones, Real Estate Pro in 95126
Is there a shift back to the mortgage broker ? Three new customers called me this week and found me specifically because they were looking for a mortgage broker on line. All three mentioned that they… Read more
Blogged Fri Aug 15, 2014 by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
A Realtor who works for me just told me that a contract she presented was accepted. I have to review all the real estate documents and she asked me the best way to get the paper work to me for review:… Read more
Blogged Thu Aug 14, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
The lady sitting at my desk wanted to refinance to lower her mortgage payment and interest rate. Her credit score was 752 (High, which is excellent). Her loan to value was only 55% (Excellent) but her… Read more
Blogged Tue Aug 12, 2014 by Doug Jones Financing Agent2Agent
Doug Jones, Real Estate Pro in 95126
There was a pop song called Little Boxes back the early 1960's. Here are some of the lyrics -perhaps you remember the song,   In boxes made of ticky tacky And they all look just the same.There's a green… Read more
Blogged Thu Jul 31, 2014 by Doug Jones Home Buying Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
As a Realtor you want to be aware of some differences between Fannie Mae, Freddie Mac, and FHA underwriting. Here are some very basic differences.   True Example: I was the listing agent for a home… Read more
Blogged Tue Jul 29, 2014 by Doug Jones Home Buying Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
My loans are now being approved and funded quickly. A couple of years ago I felt that the banks could close the purchase loan quicker than I could but now our purchase loans are going fast. Signed a… Read more
Blogged Mon Jul 28, 2014 by Doug Jones Home Buying Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
When I was in consumer finance we wrote many loans to young people with no credit history and to qualify them we used "co-signers". Most  of the times the co-signers were parents, brothers, sisters,… Read more
Blogged Fri Jul 25, 2014 by Doug Jones Home Buying Financing Agent2Agent
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Lisa Aguilera, Real Estate Pro in Tracy, CA
The Aguilera Real Estate Team Featured Listing: 10. 3224 Justin Court, Tracy - $425,000 OPEN HOUSE THIS SUNDAY 11AM-2PM! Beautiful Two Story Home! This quiet cul de sac location home is ideal for the… Read more
Blogged Wed Jul 9, 2014 by Lisa Aguilera Home Buying Agent2Agent
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Doug Jones, Real Estate Pro in 95126
Years ago I attended a function at a private club and the presenter was a media marketing expert. This was before social media existed. The lady was talking about how her firm could get TV, radio, and… Read more
Blogged Wed Jul 9, 2014 by Doug Jones Agent2Agent
Doug Jones, Real Estate Pro in 95126
When you apply for a mortgage loan one of the documents that you will be asked to sign is an IRS form 4506-T.   What is a Form 4506-T? Form 4506-T is an Internal Revenue Service (IRS) document that… Read more
Blogged Tue Jul 8, 2014 by Doug Jones Financing Agent2Agent
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Doug Jones, Real Estate Pro in 95126
I was recently in a hotel in Calgary and  noticed a large banquet room that had been set up for an event. The room was overwhelmingly beautiful with the table settings and podium, large screens and… Read more
Blogged Thu Jul 3, 2014 by Doug Jones Agent2Agent
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Doug Jones, Real Estate Pro in 95126
The reverse mortgage does not have to be "reverse". A lady called me and wanted to take some cash out of her home but her credit was really bad and she had lost another home in foreclosure about three… Read more
Blogged Thu Jul 3, 2014 by Doug Jones Financing Agent2Agent
Elva Wormley, Real Estate Pro in San Jose, CA
Financing Options for a $899,000 HomeI enjoy putting together mini-presentations that show 3 or 4 financing options for a particular property.Here's a link to a presentation I prepared a few moments ago:… Read more
Blogged Fri Jun 20, 2014 by Elva Wormley Home Buying Financing Agent2Agent
Doug Jones, Real Estate Pro in 95126
Should the Listing Realtor accept a pre approval letter based on good faith? Absolutely not. Today I had the buyers Realtor call and say, "I really don't want to tell you this but the buyers are turned… Read more
Blogged Thu Jun 12, 2014 by Doug Jones Agent2Agent
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