Tax Credit: Home Buying All Locations : Advice

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Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
MCC Tax Credit ~ please clarify tax liability for me
Hi there msowena,

Thanks for this question. Unfortunately it hasn't received many answers, probably due to being posted into "All Locations" which can fill up pretty quickly, leading ... more
0 votes Share Flag Mon Apr 29, 2013 Home Buying
Richard Brody, Real Estate Pro in Port Washington, NY
Richard Brody answered:
Live in NJ, work in NYC
You should ask yourself a few questions first. How far, time wise, are you willing to commute? How much of a downpayment can you put down? How is your credit?

There are several love ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in Short Hills
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
Will there be a 2013 first time home buyers stimulus/tax credit?
Better not be. Government can't keep giving out handouts. I know that may be hard to understand though for some people.
0 votes Share Flag Mon Feb 2, 2015 Home Buying in 75043
Matt Templet…, Real Estate Pro in Albuquerque, NM
Matt Templeton answered:
How accurate is the monthly price breakdown that is shown on the houses? Is that ... scenario price if you have excellent credit? ...
I would always be leary of the online calculators no matter what site they are on. There are so many variables in what your payment will be. It depends on loan type, amount down, cred ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Albuquerque
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Why this house is a short sale? http://www.redfin.com/CA/Los-Altos/10549-Creston-Dr-94024/home/1764446
The Seller may have taken out a second equity line of credit. It may have been a negative arm loan and the principle increased.

The bank will only approve market value.

Your best ... more
0 votes Share Flag Tue Oct 15, 2013 Home Buying in 94024
Rob & Janet…, Real Estate Pro in Ladera Ranch, CA
Rob & Janet The Blackstone Team answered:
Is anyone know if there is $15000 government grant for 1st time buyer going on right now 4/16/13? Will the money put in escrow?
Haven't heard of that government grant. Might be a private grant.
0 votes Share Flag Thu May 23, 2013 Home Buying in 92840
Gail Gladsto…, Real Estate Pro in 11743, NY
Gail Gladstone answered:
Hi, I am looking for a two family house with a backyard and parking space. For around 500,000 to 650,000 Dollars.
Finding a home to rent may be less stressful than you think.

We would be happy to provide you with a FREE service called Listing Book. Listing Book provides every property listed wit ... more
0 votes Share Flag Wed Jun 5, 2013 Home Buying in Queens
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
What are "Reserves Deposited to Lender" for?
The amount you pay in advance is what is used to start your escrow account. You should ask your loan officer to explain this to you and they can show you on paper as well. You could als ... more
0 votes Share Flag Sat May 4, 2013 Home Buying in 03038
Mona Cohen, Real Estate Pro in Los angeles, CA
Mona Cohen answered:
i am trying to find a home i am preapproved
Hello,

What price are you preapproved at ? How many bedrooms/ ba are you looking for ? Please send me an email at mona@monacohen.com I can help you find the right home..
0 votes Share Flag Thu May 16, 2013 Home Buying in Los Angeles
Brad Davidson, Real Estate Pro in Placentia, CA
Brad Davidson answered:
My wife & I are first-time home buyers and would like to buy a home in the Tustin Ranch area. Are there any incentives or assistance programs?
HI Jeremiah,

Check out me website at www.wehelpubuy.com. I have a program where I share my commission with my clients and you can use that money to pay your closing costs. My avera ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
I am interested in buying a property in Pacifica. What is a good research resource for buying a foreclosed property?
Hi Keith,

All properties, whether distressed or not, are going into contract with little delay during this STRONG Seller's Market. So, you should keep ALL of your options OPEN.

M ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Pacifica
stephen webb…, Real Estate Pro in Kirkland, WA
stephen webber answered:
MCC tax credit question
Hi Greg
Most state agencies offering assistance to first time home buyers have a list of lenders. You will find a link to the NY agency at Your-Road-Home.com. Also the article, Consul ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Sleepy Hollow
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Is it normal for the a bank to ask for a copy of your income tax from two previous years in order to give y ...
The combination of the Housing Crisis and the Patriot Act have made the process of Buying and getting a loan, more intense.

The Banks are working for the Government in that they want ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 07013
Kim Coleman, Real Estate Pro in Columbia, SC
Kim Coleman answered:
Could I qualify as a first time home buyer?
You should be able to if you have some kind of credit history and employment history. I would suggest talking to a local lender to see if you qualify and how much of a mortgage do you ... more
0 votes Share Flag Wed Aug 21, 2013 Home Buying in 65201
stephen webb…, Real Estate Pro in Kirkland, WA
stephen webber answered:
Zillow price vs. selling price vs. price i should offer.
Good Morning
I think in todays market its critical to learn your market. Know which are the best buys in the price range and area you are searching. I have taught a process that will a ... more
0 votes Share Flag Sat Feb 21, 2015 Home Buying in Seattle
Anna Maria D…, Real Estate Pro in Houston, TX
Anna Maria Durr answered:
Lender for lower credit scores and income tax question for self employed individuals looking to purchase ...
Alan,
We have a lender that will go to 580. Approval is on a case by case basis.

For your self employed borrowers, if their credit is 700 or better we have special financing f ... more
0 votes Share Flag Sun May 12, 2013 Home Buying in Houston
Dean Gupta C…, Real Estate Pro in Minneapolis, MN
Dean Gupta CRS answered:
Can the FHA Loan (have pre-approved letter up to 200k Loan) buy the 3-unit or 4-Unit home (the one sale price from 200K and less, ofcourse) ?
Yes there few things can be in your favor. First live in the building yourself--so it is owner occupied. 2) then if you can show the Rental leases from 2 or three unit, then 60-70% o ... more
0 votes Share Flag Thu Apr 18, 2013 Home Buying in Minneapolis
Liza Asbury, Real Estate Pro in Phoenix, AZ
Liza Asbury answered:
Need a jumbo loan after a short sale!!
Hi Kurt,
Call Glen Nielsen, 602.369.1520. He's excellent and would be happy to assist you!

Liza Asbury
Realtor | Realty ONE Group
www.arizonahousehunting.com
0 votes Share Flag Wed Feb 3, 2016 Home Buying in 85254
John Jourden, Real Estate Pro in New York, NY
John Jourden answered:
getting a mortgage with a weak credit score but steady long term employment-can i get one?
Hello Mary

You really have to discuss your situation with a mortgage professional. I have an excellent network from all of the major banks, as well as several private equity firms.
... more
0 votes Share Flag Sun Jan 5, 2014 Home Buying in Brooklyn
Catherine Pu…, Other/Just Looking in Silver Spring, MD
Catherine Purcell answered:
First-time home buyer question about financing/tax/etc. implications of purchasing and then renting out... ...
Hello, under these circumstances, you may be subject to investor financing which have higher interest rates. Taxes on investment properties are also higher.

Catherine Purcell
0 votes Share Flag Mon Sep 23, 2013 Home Buying in 20852
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