Tax Credit: Home Buying All Locations : Advice

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Kevin D. Bro…, Real Estate Pro in Dallas, TX
Kevin D. Brown answered:
How much more should one budget for taxes if adding Park Cities to potential areas?
Each city has a different rate, and it all depends specifically what you pay for your house. If you give me a potential address, I would be happy to look up the annual taxes for you to ... more
0 votes Share Flag Mon Apr 9, 2012 Home Buying in Dallas
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
How do I know if I can trust my lender?
I always tell my clients to shop around for a mortgage. I would strongly suggest you call the other lender, the one that gave you the better interest rate and fewer fees last time. Ca ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Camarillo
Matt Puzz, Real Estate Pro in Mesa, AZ
Matt Puzz answered:
I have a gross pension of 1543 per month. would i be able to obtain a mortgage on an $80 to 90000 home with 20% down.?
You may be able to gross up your income depending if you are paying tax or not. Call Mike Coppola, Branch Manager Amerifirst Financial 480-242-4379 or Mike Mummin, owner Prestige Mortg ... more
0 votes Share Flag Thu Mar 22, 2012 Home Buying in Peoria
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
What is the criteria for a Canadian to buy a house in Calif. Our daughter lives there and we (Canadians) will pay the down payment.
Buying the home is no problem. Financing the home is more difficult. You may be able to gift her the downpayment and have her qualify for the mortgage (assuming she is employed here). ... more
0 votes Share Flag Tue Aug 13, 2013 Home Buying in 91710
Debora Nicho…, Real Estate Pro in Phoenix, AZ
Debora Nichols answered:
how are real estate tax prorations done?

Real Estate tax prorations are based on the close of escrow date. Anything prior to the close of escrow is the seller's responsiblity. The day of close forward is the buyer's r ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in Phoenix
Antonio Vega…, Real Estate Pro in Davenport, FL
Antonio Vega-Pacheco answered:
First time buyer qualifications
Help with downpayment can be achieved by purchasing in an area that qualifies for USDA loans, which will require 0% down if you met the credit and income requirements. USDA zones are u ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Miami
Matt Mansfie…, Real Estate Pro in Denver, CO
Matt Mansfield answered:
Mortgage pre-approval...
Usually 90 days. Check out my site.
0 votes Share Flag Wed Mar 21, 2012 Home Buying in Denver
Skeeter Thom…, Real Estate Pro in Denver, CO
Skeeter Thomsen Wilson answered:
I would like to find a buyer's agent who will rebate 50% of his commision.
I personally don't know of anyone who would do that. I know I don't
0 votes Share Flag Mon Dec 22, 2014 Home Buying in Colorado Springs
Rob Regan &a…, Real Estate Pro in San Francisco, CA
Rob Regan & Ciara Piron answered:
Do banks have an obligation to send me a copy of my credit report after they pulled it (for obtaining ...
You have a right to get it from the credit reporting agency(s) they used. They should know that and have informed you of how to go about it.

Anyone can also get their 3 reports for ... more
0 votes Share Flag Wed Feb 26, 2014 Home Buying in 94105
Student Of T…, Home Buyer in Houston, TX
Student Of The World answered:
I have a credit score of 682, a few thousand in the bank, and I'm a teacher looking to buy my first hom ...
Go slow!!! Dont feel like you have to be in a house by the end of the month. There is nothing wrong with renting while you save up a hefty down payment while also growing your credit sc ... more
0 votes Share Flag Wed Sep 24, 2014 Home Buying in 91204
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
Why do you get pre approved first if when i heard the bank can turn you down for that amount after you found a home had inspection and so on ?
Because the seller (and agent) wants to know that you are a qualified buyer, otherwise they won't take your offer seriously.
0 votes Share Flag Sat Sep 7, 2013 Home Buying in 19149
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
How is the value of a property determined? MLS or another appraisal method?
They do not disclose their methods for valuation. If every other condo in the building is valued at $300,000, they may value yours at $300,000. What I have seen most often is that i ... more
0 votes Share Flag Sun Apr 22, 2012 Home Buying in 78704
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Can any body help with a ITIN loan. I have good credit & money for down payment please help
If you send me an email I will send you the name of a loan officer I hope can help you.

Bruce Lynn
Keller Williams Realty
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Tarrant County
Christopher…, Real Estate Pro in Saint Paul, MN
Christopher Block answered:
Does the local courthouse show all unsatisfied mortgages, lines of credit, etc. attached to a home? Or could ...
You must be an investor? Anything that is recorded obviously is down at the courthouse, but it is more efficient for me to have my title company run a pre-lim search. Saves me time sinc ... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in 55343
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
I have a question about financing for someone who is self employed.
It is really hard. Many agents know because we get 1099'd typically speaking at the end of the year. Unfortunately most of the loan programs that helped people like yourself are gone. I ... more
0 votes Share Flag Mon Mar 19, 2012 Home Buying in 48168
Boston Luxury…, Real Estate Pro in Boston, MA
Boston Luxury Residential LLC answered:
Are 10-10-80 loans still available in the Boston Area for couples with excellent credit?
Yes and no. It depends on the property you are buying.
0 votes Share Flag Mon Apr 16, 2012 Home Buying in Boston
Monique &…, Real Estate Pro in Los Angeles, CA
Monique & Joe Carrabba answered:
What is the main issue to buy a home?
The main issue is credit and down payment. If you can meet this criteria buying a home is cake.

Monique and Joe Carrabba
The Carrabba Group
Keller WIlliams Hollywood Hills
mcarrab ... more
0 votes Share Flag Sun Mar 25, 2012 Home Buying in Los Angeles
Taj Weldon 2…, Real Estate Pro in Central Valley, CA
Taj Weldon 209-740-4176 answered:
How much are closing costs on a home $330000, are there programs to help with costs?
Closing Costs vary for many reasons.
1)Amount of Taxes, assesments and Mello Roos
2)Title company fees etc.
3) Lender fees

In the Mountain House area, I have found closing costs t ... more
0 votes Share Flag Mon Mar 19, 2012 Home Buying in Mountain House
Milly Casas, Real Estate Pro in Phoenix, AZ
Milly Casas answered:
Looking for an agent that knows the short sale process and also has worked with an investor before?
You have found your Realtor. I am a Real Estate Broker licensed in AZ and Ca. I am a Certified Distressed Property Expert and actively managing a large book of short sales. I have a ... more
0 votes Share Flag Mon May 7, 2012 Home Buying in Phoenix
Maria Gilda…, Real Estate Pro in 06040
Maria Gilda Racelis answered:
Is it better to get pre-approved instead of pre-qualified before buying a home? Agents what are your opinions?
The shorter distance to the finish line, the better chance of finishing with less hurdle.
However, pre-qualification is accepted as the norm.
0 votes Share Flag Mon Mar 19, 2012 Home Buying in Marietta
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