Mortgage Contingency All Locations : Advice

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Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
How do I know if I can trust my lender?
I always tell my clients to shop around for a mortgage. I would strongly suggest you call the other lender, the one that gave you the better interest rate and fewer fees last time. Ca ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Camarillo
Joe Malerba, Real Estate Pro in Groton, CT
Joe Malerba answered:
How does a HUBBARD CONTRACT work? Is it a positive to accept a hubbard soon after my home is listed?
A Hubbard is when someone puts an offer in on your house but needs to sell there home in order to buy the new house. It is simple in concept yet in reality there can be much more to it. ... more
0 votes Share Flag Wed May 22, 2013 Home Selling in 06333
Bonnie Robin…, Real Estate Pro in Fort Collins, CO
Bonnie Robinson answered:
Why is it so hard for me to find a duplex FHA people dont want to take FHA??
There are other ways to finance...try conventional financing.

Bonnie Robinson

Resident Realty
0 votes Share Flag Fri Apr 6, 2012 General Area in Miami
Joseph Gus S…, Real Estate Pro in Tracy, CA
Joseph Gus Saar answered:
Things to watch out on short sale as a buyer
You should have your own representation, its that simple
0 votes Share Flag Thu Mar 22, 2012 Foreclosure in Tracy
Katriel Cald…, Real Estate Pro in New York, NY
Katriel Calderon answered:
Is the deposit for contract signing fixed at 10% for New York City? Or is the amount flexible? What if the offer is going to be made in all-cash?
I tell all my clients this.... EVERYTHING is negotiable, there is however a norm. If you are bringing something enticing to the table it will help you. If you're purchasing all cas ... more
0 votes Share Flag Wed Mar 28, 2012 Home Buying in New York
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
If a radon inspection's resultes are slightly higher than 4.0, is the seller required to install a mitigation system before the loan is
Seller is not "required" to do anything. You can ask and they can say yes or they can say no but nothing is required to be done unless someone wants to do something. You have the right ... more
0 votes Share Flag Wed Mar 21, 2012 Home Selling
Peggy Faw Ed…, Real Estate Pro in 33626
Peggy Faw Edwards answered:
Can you change the amount of down payment after you go to contract? Lender offered us choice of a lower down payment for the loan at the same rate.
Hello, it appears you are confusing "down payment" with "deposit". The deposit amount listed on the contract is the amount both parties have agreed to contractually to make sure the pu ... more
0 votes Share Flag Thu Mar 22, 2012 Home Buying in Tampa
Meir Aloni, Real Estate Pro in Fort Lauderdale, FL
Meir Aloni answered:
I'm supposed to close on an FARBAR AS IS contract next week. Can I cancel without being sued as long as I forfeit the deposit and any other fees?
Hi, you are are asking a legal question, which should be addressed to a legal pro.
However, if you buy subject to a loan, with your new medical situation and medical/tests results, you ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in 33309
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
what does 'sold as is' mean?
It means you will have some difficulties getting repairs done on the property. That doesn't mean it's impossible to get things fixed by the owner, but normally the property is very low ... more
0 votes Share Flag Mon Mar 19, 2012 Using Trulia
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Seller wants to cancel the escrow
The seller needs to take a chill pill. Unless there is a term in your contract that says Time is of the Essence then the closing date can pass without penalty to you for some period of ... more
0 votes Share Flag Sat Mar 17, 2012 Home Buying in California
Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
Why would sellers only want cash for their home for sale?
Why wouldn't a seller want a cash sale? No appraisals, no lenders to potentially deny borrowers the loan, faster closing.

Not that financing a purchase is bad. Most sellers will ch ... more
0 votes Share Flag Mon Jan 20, 2014 Home Buying in Rotonda West
Jeremy J. Ge…, Real Estate Pro in Saint Louis, MO
Jeremy J. Geppert answered:
With a recent BK discharge, a credit score of 696, income of $90K; low debt to income ratio & stable jobs, would we be able to do a lease
With your current credit score, income and low DTI ratio, you'll have a fair chance at obtaining a loan from a mortgage lender or credit union. However, depending on the price of the h ... more
0 votes Share Flag Tue Mar 27, 2012 Home Buying in Saint Louis
Teahmeah, Home Buyer in Phoenix, AZ
Teahmeah answered:
Can I, as a seller, cancel my short sale? No acceptance of offer as of yet.
The best one to answer that question for you is the lender unless you going to another lender to do a re-modification. Ask your broker, check your contract you signed to see if you can ... more
0 votes Share Flag Sun Dec 2, 2012 Home Selling in Phoenix
Natalie Dean…, Real Estate Pro in 20015
Natalie Dean-Vinson answered:
looking for a solid FHA 203k lender with good experience.
I have a fantastic lender who would be perfect for this project! I would be more than happy to pass it along to you--please inbox me and I will shoot you over his full information. Plea ... more
0 votes Share Flag Mon Jul 20, 2015 Financing in 20010
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am a first time home buyer and I have a house in mind. Background on the house it is a foreclosure, Fannie Mae, the asking price is 105,000.
You will need to know the amount of the Appraisal before you are through:
If you inflate your offer and increase the Seller contribution at the same time; you will need to hope that th ... more
0 votes Share Flag Wed Mar 14, 2012 Foreclosure in Lancaster
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Short Sale Back Up offer Nightmare - What are our options
If the seller is already in contract with another buyer, your offer won't be sent to the bank for review. Realistically, you'll have to stay in touch with the listing agent a ... more
0 votes Share Flag Sat Mar 17, 2012 Home Buying in South Orange
Alex Vargas, Real Estate Pro in 92630
Alex Vargas answered:
Can you comment on choosing credit union for mortgage lender rather than a large bank?
Morning Chul Lee,

I too belong to a Credit Union and I do enjoy the personal service I receive.
Regarding the mortgage side, Credit Unions do have some niche products & programs ... more
0 votes Share Flag Mon Sep 23, 2013 Financing in Huntington Beach
Ada Sanchez,…, Real Estate Pro in Florida
Ada Sanchez, Short Sale Adv. answered:
I am purchasing a 1 story "villa" in a complex that has 150 units total. I keep calling it a condo, legally its an HOA. What should I call?
Check on the legal description. It could also be call a Townhouse. Depend on how it was set up.
Your real estate agent should be able to help. Good luck

Ada Sanchez
Pacific Atla ... more
0 votes Share Flag Sun Mar 11, 2012 Home Buying in 33411
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