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<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Trulia Voices: how will it effect my credit score if the bank runs it again?</title><link>http://www.trulia.com/voices/Credit_Score/how_will_it_effect_my_credit_score_if_the_bank_run-11024</link><description></description><language>en-us</language><item><title>Answer by Debt Free Dave</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-85260-107330/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-85260-107330/</guid><description>You can run it unlimited times in a 2 week period and it will only count as one pull.</description><pubDate>Tue, 06 Nov 2007 14:23:00 -0800</pubDate></item><item><title>Answer by Carole Cohen, Realtor®</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Cleveland_OH-54797/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Cleveland_OH-54797/</guid><description>running a credit check can affect your credit but there are some exceptions. For example, you can have credit checked three times and it only counts as one check.</description><pubDate>Sat, 13 Oct 2007 15:48:07 -0700</pubDate></item><item><title>Answer by www.themlshub.com - Greater Sacramento Area</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-Roseville_CA-65395/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-Roseville_CA-65395/</guid><description>Hi Tina.  It depends on how long ago they ran your credit last.  You can have your credit run up to 4 times in a 30-day window.  The first check will probably affect your credit a little bit, but the follow 3 won't.  After that 30-day period, a new 30-day period starts and the first check will again have an impact on your credit score.   I don't know how much your score is affected, but I am sure it's a few points, which can make a difference depending on how close you are to a benchmark such as 680 or 720.   I hope this helps.</description><pubDate>Fri, 12 Oct 2007 08:19:36 -0700</pubDate></item><item><title>Answer by Andy Nelms</title><link>http://www.trulia.com/voices/profile/Real_Estate_Pro-30019-99341/</link><guid>http://www.trulia.com/voices/profile/Real_Estate_Pro-30019-99341/</guid><description>Usually having 2-4 banks run your credit in a 30 day period while attempting to obtain a mortgage will not affect your credit score.</description><pubDate>Fri, 12 Oct 2007 08:17:44 -0700</pubDate></item></channel></rss>
